Mortgage Compliance Checklists

Fullfill Your Mortgage Lending Regulation Requirements

Our suite of mortgage compliance products includes the necessary tools to give your staff the upper hand in regulatory and consumer compliance through assistance in day-to-day operations and management of your financial institution’s mortgage lending portfolio. Our tools include policies, procedures, checklists, risk assessments, worksheets, training tools and much more. Ranging from the purchase of a primary residence to the more complex HELOCs, our documents will assist your staff in getting the necessary information for QM and ATR requirements.

Last Updated Tool Name
01/01/2015 Optional Conditional Qualification Letter
01/01/2015 Optional Mortgage Disclosure Letter
01/01/2015 Payoff Statement Form
01/01/2015 Pre-Approval Letter
01/01/2015 Private Mortgage Insurance Disclosures
01/01/2015 Qualified Mortgage (QM) Calculator for General and Small Creditors
01/01/2015 Rate Lock Agreement
01/01/2015 Real Estate Lending Standards Summary
01/01/2015 Real Estate Loan Audit Worksheet
01/01/2015 Regulation AA Consumer Loans Cosigner Loan Officer Flowchart
01/01/2015 Regulation B Obtaining Cosigner’s Signature Procedures
01/01/2015 Regulation B Procedures
01/01/2015 Regulation B Quick Reference Summary
01/01/2015 Regulation B Secured Credit Process Flowchart
01/01/2015 Regulation B Signature Requirements Flowchart
01/01/2015 Regulation B Unsecured Credit Process Flowchart
01/01/2015 Residential Real Estate Evaluation Checklist
01/01/2015 RESPA Escrow Waiver Agreement Form
01/01/2015 Risk-Based Pricing Notice Procedures
01/01/2015 Risk-Based Pricing Summary – Exhibit 1
01/01/2015 Risk-Based Pricing Summary – Exhibit 2
01/01/2015 Sample Notice to a Cosigner
01/01/2015 TILA Open-End Disclosure Checklist
01/01/2015 HOEPA Weekly Rates (Link)
01/01/2015 QM and Appendix Q Webinar PowerPoint