2022 HMDA Flowchart
Updated 12/29/2021
This flowchart can be used to determine whether the Bank is a covered reporter, to what extent they are a HMDA reporter, and whether the loan is covered under HMDA. This flowchart will assist in determining to what extent HMDA applies. Includes the partial exemption under the Economic Growth, Regulatory Relief, and Consumer Protection Act. Updated asset size threshold for 2022.
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