OCC CRA Modernization Final Rule Summary

Updated 06/15/2020

This OCC Final Rule makes changes in four areas of the Community Reinvestment Act (“CRA”) regulatory framework. Specifically, the Final Rule: (1) clarifies and expands the bank lending, investment, and services that receive CRA credit; (2) updates how banks delineate their assessment areas; (3) provides additional methods for to make CRA performance evaluation more consistent and objective; and (4) requires timely and transparent reporting.

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