OCC Rescind-and-Replace Transition Considerations

Updated 11/23/2021

The OCC has issued a proposal to rescind its 2020 CRA Final Rule in favor of working with the other agencies to develop a modernized CRA framework. The OCC proposed to replace the existing 12 CFR part 25 with a revised 12 CFR part 25 based on the previous 1995 Rules and then reinstate 12 CFR part 195 (for savings associations). To ease this transition, the OCC has proposed a transition plan to replace certain aspects of the 2020 CRA Final Rule, which this tool outlines for our members' reference.

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