OCC Rescind-and-Replace Transition Considerations

Updated 11/23/2021

The OCC has issued a proposal to rescind its 2020 CRA Final Rule in favor of working with the other agencies to develop a modernized CRA framework. The OCC proposed to replace the existing 12 CFR part 25 with a revised 12 CFR part 25 based on the previous 1995 Rules and then reinstate 12 CFR part 195 (for savings associations). To ease this transition, the OCC has proposed a transition plan to replace certain aspects of the 2020 CRA Final Rule, which this tool outlines for our members’ reference.

Members Can Download This Tool

Login to Download

Not Yet a Member?

Our members enjoy:

On-demand regulatory guidance hotline – by chat, phone and email – available from anywhere, on any device – 7 am - 6 pm, M-F, Central time 

Research time saved daily & weekly across forms, checklists, and trainings — for every regulation

Hours of form-building and branding of bank documents saved; in some cases, even the budget of additional staff

A sounding board for support and reassessment when institutional goals or the regulatory environment changes

Access to attorneys and compliance specialists for risk modelling and decision-making in advance of large business decisions

The knowledge that C/A was created and owned by 30 State Bankers Association to provide bank compliance services to their membership organizations

Find out how a personalized team of attorneys and compliance professionals helps build targeted compliance strategies throughout your institution when you take our Live Membership Demo.

Become a Member