Capturing the important news of the day in an easy to access way. We post news we feel is relevant to our members and community banks nationwide.
Whitelist [email protected] to ensure that you receive your update email.
If you’re still having difficulties receiving this Daily Email Campaign, please contact us at once through [email protected].
New Technologies Bring Threats and Opportunities to Community Banks
October 6, 2026 / Source: Conference of State Bank Supervisors
Washington, D.C. – Emerging technologies are having a sizeable impact on community banks, according to the 2026 Conference of State Bank Supervisors’ (CSBS) Annual Survey of Community Banks. Net interest margins and core deposit growth remained the top two external risks, with nearly 60% of community bankers voicing concern about the potential impact of stablecoins…
Speech: Modernizing the Regulatory and Supervisory Landscape
October 6, 2026 / Source: Board of Governors of the Federal Reserve System
Modernizing the Regulatory and Supervisory Landscape Vice Chair for Supervision Michelle W. Bowman At the 2026 Community Banking Research Conference, sponsored by the Federal Reserve System, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corporation, St. Louis, Missouri Watch Live Good morning. It is good to be here with you this morning…
Treasury Reports Major Progress in Preventing Fraud and Improper Payments
October 6, 2026 / Source: U.S. Department of the Treasury
Do Not Pay Reaches 99% of Federal Programs and New Safeguards Verify Over $3.7 Trillion in Payments WASHINGTON — The U.S. Department of the Treasury and the Bureau of the Fiscal Service announced significant Fiscal Year 2026 results from Treasury’s efforts to prevent fraud and improper payments to better protect taxpayer dollars, fulfilling key requirements of Executive…
SEC to Host Virtual National Compliance Outreach Seminar for Investment Companies and Investment Advisers
October 6, 2026 / Source: U.S. Securities and Exchange Commission
The Securities and Exchange Commission’s Compliance Outreach Program announced today that it will host a virtual national seminar for investment companies and investment advisers on November 19, 2026. The purpose of the event is to help chief compliance officers and senior personnel at investment advisory firms and investment companies enhance their compliance programs to protect…
FinCEN Announces Withdrawals of Proposed Digital Asset Related Rules
October 5, 2026 / Source: FinCEN
The Financial Crimes Enforcement Network (FinCEN) is withdrawing the following proposed rules that would have imposed certain regulatory requirements on financial institutions related to certain digital assets, specifically convertible virtual currencies: FinCEN has considered the comments submitted in response to these proposals and is withdrawing them as part of the Trump Administration’s deregulatory agenda…
Nacha: It’s Time to Fulfill a New Rules Requirement
October 5, 2026 / Source: Nacha
Thanksgiving isn’t too far off (it seems like it was just July 4) and before you know it 2027 will be here. When New Year’s Day arrives, it brings with it a new Nacha Rules requirement. But it’s one that should be easy to fulfill. In fact, you can do it right now, well before…
Community Bank Optimism Slips as Economic Uncertainty Grows
October 5, 2026 / Source: CSBS
Washington, D.C. – Community banker outlook on future conditions remained positive despite dropping for the fourth consecutive quarter, according to the 2026 third quarter results of the Community Bank Sentiment Index (CBSI), released by the Conference of State Bank Supervisors (CSBS) today. The nine-point drop from the prior quarter marked one of the largest in…
FDIC Issues List of Banks Examined for CRA Compliance
October 5, 2026 / Source: FDIC
WASHINGTON—The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in July 2026. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the…
Consolidated Reports of Condition and Income for Third Quarter 2026
October 5, 2026 / Source: FDIC
This Financial Institution Letter and the attached Supplemental Instructions for the September 30, 2026, report date should be shared with the individual(s) responsible for preparing the Call Report at your institution. There are no new data items in the Call Report forms this quarter. The instructions for all three Call Report forms have been updated to be consistent…
Treasury Dismantles Major Hamas Financing Network
October 2, 2026 / Source: U.S. Department of the Treasury
WASHINGTON—Today, the Department of the Treasury’s Office of Foreign Assets Control (OFAC) designated a member of Hamas’s military wing, along with two France-based individuals and two affiliated entities that provide critical financing to Hamas. These designations expose a sophisticated, multi‑year financing architecture that moved more than $2 million to Hamas through deceptive charitable fronts and cryptocurrency…
Fair Lending Report of the Consumer Financial Protection Bureau for 2025
October 2, 2026 / Source: CFPB
In 2025, the Consumer Financial Protection Bureau (CFPB) transformed its fair lending program by refocusing its regulatory, supervisory, and enforcement activities on its statutory authority and identified consumer harm. Under previous administrations, the CFPB was weaponized and had gone beyond its statutory mandate. In the area of fair lending specifically, CFPB leadership uncovered egregious examples…
Federal Reserve Board announces it will extend, until November 4, the comment period on its proposal to modernize Regulation O
October 2, 2026 / Source: Federal Reserve
The Federal Reserve Board announced Friday that it will extend, until November 4, the comment period on its proposal to modernize Regulation O, its rule governing the extension of credit by a bank to its “insiders”—bank executives, board members and major shareholders who could potentially influence a bank’s lending decisions. The Board extended the comment…
OCC Releases CRA Performance Evaluations for 13 National Banks and Federal Savings Associations
October 1, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of September 1, 2026, through September 30, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
Treasury Announces the Completion of Automatic Enrollment Today for Trump Accounts
October 1, 2026 / Source: U.S. Department of the Treasury
WASHINGTON — Today, the U.S. Department of the Treasury announced the completion of automatic enrollment for Trump Accounts, expanding access and creating a pathway for philanthropic contributions to invest in the financial futures of millions of American children. Trump Accounts are tax-advantaged investment accounts for American children under the age of eighteen. Claiming a child’s account…
Operation Economic Outcast Takes Unprecedented Action Against Sanctions Evasion Network Used by Iran
October 1, 2026 / Source: FinCEN
Today, as part of Operation Economic Outcast, the U.S. Department of the Treasury took unprecedented action against the A7 Network, a shadow banking network with ties to Russia used by the Iranian regime to evade sanctions. Treasury’s Financial Crimes Enforcement Network (FinCEN) proposed a rule that would prohibit transmittals of funds regarding transactions involving the…
Mortgage Rates Average 7.28%
October 1, 2026 / Source: Freddie Mac
MCLEAN, Va., Oct. 01, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.28%. “With mortgage rates on their current trajectory, the housing market continues to be supported by favorable economic conditions,” said Sam Khater, Freddie Mac’s Chief…