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FinCEN Identifies Nearly $13 Billion Linked to Suspected Digital Asset Scams Operated by Overseas Scam Centers
September 3, 2026 / Source: FinCEN
Immediate Release September 03, 2026 Urges Financial Institutions to be Vigilant and Report Suspicious Activity WASHINGTON—Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) published an analysis and an alert to financial institutions to be vigilant to digital asset investment scams perpetrated by overseas scam centers. Today’s action is the latest in Treasury’s efforts to protect…
Mortgage Rates Average 6.71%
September 3, 2026 / Source: Freddie Mac
MCLEAN, Va., Sept. 03, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.71%. “The 30-year fixed-rate mortgage averaged 6.71% this week,” said Sam Khater, Freddie Mac’s Chief Economist. “Purchase demand has remained relatively stable indicating steady interest from buyers adapting to…
FinCEN Reissues Order Requiring Transparency from MSBs Along Southwest Border
September 2, 2026 / Source: FinCEN
WASHINGTON—Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) reissued a Geographic Targeting Order (GTO) to help law enforcement combat illicit activity and associated money laundering by Mexico-based cartels and other criminal actors along the southwest border of the United States. The GTO subjects certain money services businesses (MSBs)—which provide financial services outside of…
FinCEN, Agencies, Issue Joint Statement on Suspicious Activity Report Confidentiality Considerations Regarding Communications with Customers
September 2, 2026 / Source: FinCEN
Immediate Release September 02, 2026 Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN), together with the Board of Governors of the Federal Reserve System (Federal Reserve), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), and the Office of the Comptroller of the Currency (OCC) (collectively, the Agencies),…
Nacha: New Funds Availability Requirements Take Effect Sept. 18
September 1, 2026 / Source: Nacha
Beginning Sept. 18, 2026, a change to the Nacha Operating Rules (Nacha Rules) will accelerate funds availability for some non-Same Day ACH credit Entries (i.e., next day and 2-day credits). The change eliminates the condition that a credit be received by 5 p.m. on the prior day in order for the 9 a.m. funds availability…
Nacha: New Rule Providing Clarity on Definition of IATs Takes Effect Sept. 18
September 1, 2026 / Source: Nacha
A change to the Nacha Operating Rules intended to provide greater precision around International ACH Transactions (IATs) takes effect Sept. 18, 2026. The new Rule replaces the existing definition of an IAT to help ACH Network participants more easily determine when an ACH payment should be classified as an IAT. The new definition describes an…
FDIC’s Incident Detection and Response Program
September 1, 2026 / Source: OIG
The Office of Inspector General (OIG) of the Federal Deposit Insurance Corporation (FDIC) issued its report on the FDIC’s Incident Detection and Response Program. Under Federal law, regulation, and guidance, the FDIC is responsible for safeguarding information, data, and assets from loss, theft, or compromise. To do this, the FDIC must maintain the ability to prepare for, respond to, and…
OCC Releases CRA Performance Evaluations for 23 National Banks and Federal Savings Associations
September 1, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of August 1, 2026, through August 31, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…