cover shot to B2B NACHA presentation

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In this Back2Basics webinar, Cindy Prince, Compliance Officer, hosted a comprehensive review of the existing Ability to Repay and Qualified Mortgage rules. She discussed the new rules brought about by the Economic Growth, Regulatory Relief and Consumer Protection Act. Issues that were presented include the 8 factors that must be considered when making the ability-to-repay determination, the 5 categories of qualified mortgages and how to determine if you are a small creditor, and specific examples on how to comply with the rule.