FDIC IDI Auditing and Reporting Requirements Interim Final Rule Summary

Updated 11/10/2020

This tool summarizes the FDIC’s interim final rule regarding auditing and reporting requirements for fiscal years ending in 2021. The following are the key takeaways of the rule:

  1. For purposes of complying with Part 363 of FDIC regulations, an IDI can calculate its total consolidated assets for its fiscal year ending in 2021 based on the lesser of its consolidated assets either: (a) as of December 31, 2019; or (b) as of the beginning of its fiscal year ending in 2021.
  2. An IDI that experienced growth as a result of participating in government stimulus programs or otherwise would not be subject to Part 363 of the FDIC auditing and reporting requirements if it did not exceed the regulation’s thresholds as of December 31, 2019 or the beginning of its fiscal year that ends in 2021.

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