Meet Our Staff

The Compliance Alliance Team

Victoria e Stephen Vice President deputy general counsel bankers allianceVictoria E. Stephen, JD, CRCM, CCBCO, SWGSB
Executive Vice President and General Counsel

Victoria E. Stephen serves as Executive Vice President and General Counsel for Compliance Alliance. Since joining C/A in 2015, Victoria’s played a role in various facets of the organization, including leading our team of hotline attorneys and compliance officers, developing new products for members, and trainings, both internal and external. She was the first editor of ACCESS magazine and took a leading role in the website development team. Victoria has spoken at a number of compliance conferences and schools, and written for many national and state banker publications, including our own ACCESS magazine.

While working toward her B.B.A. in Finance from The University of Texas McCombs School of Business, Victoria developed a passion for banking and compliance during an internship with a community bank in South Texas. She continued her interest at The University of Texas School of Law, becoming a licensed attorney in the state of Texas. Victoria has both her CRCM, the CCBCO, as well as the SWGSB.

In her career, Victoria has worked in the consulting industry, counseling some of the nation’s largest banks on all matters involving regulatory risk, compliance, and controls. Her experience includes advising on the design of compliance risk management programs and a variety of enforcement action remediation efforts for institutions with assets over $100 billion.


Theo-kelly-associate-general-counsel-compliance-allianceTheo Kelly, JD
Vice President and Associate General Counsel

Theodore Kelly serves as Vice President and Associate General Counsel for Compliance Alliance. He holds a Bachelor’s Degree in Political Science from The Ohio State University, a Master’s in Business Administration from Franklin University, and a Juris Doctor from Capital University Law School. Theo began his professional career serving in the United States Marine Corps in communications security and, later, the Ohio Army National Guard as a Military Police Platoon Leader. More recently, Theo served as first-line of defense at the largest bank in the world from 2015 Р2017 and led Ethics & Compliance operations at a Texas-based Fortune 500 company from 2017 Р2021.

Theo’s professional pursuits include competently guiding business leaders in all matters of regulatory compliance, learning and sharing ways in which blockchain technology can positively impact business operations, and writing publications related to emerging technologies in the legal, risk, and compliance spaces. For B/A, he will be writing monthly for our various publications, including ACCESS magazine.


compliance officer Julia A. Gutierrez compliance allianceJulia A. Gutierrez
Vice President of Education

Julia A. Gutierrez serves as C/A’s Director of Education; developing curriculum and presentations, as well as presenting at various schools and seminars; both live and in a livestream/hybrid format. Julia has over 20 years of financial industry experience to the Compliance Alliance team. She began her career in banking in 2000 while receiving her Bachelor of Business Administration degree in Finance from the University of Alabama. Her compliance knowledge and understanding derive from her combined experience in community banks and consulting. Ms. Gutierrez served as a Risk Management and BSA Officer, assisted in the development of an enterprise wide risk management and compliance program for a de novo institution, assisted in the compliance remediation efforts for an institution who was referred to the DOJ, held positions in retail and branch management, and was a Senior Compliance Advisor for a large regulatory compliance consulting firm.

In addition, Julia also joins the Hotline from time-to-time where her experience is invaluable as a resource. She also is one of our featured authors for both the monthly B/A Access magazine and for articles published by state bankers associations across the nation.


Steven-ross-compliance-officer-ca-austin-txSteven Ross
Compliance Officer

Steven Ross, CRCM, serves C/A as a Compliance Officer. Steven began his banking career about 20 years ago, then moved into a regulatory compliance role with the Office of the Comptroller of the Currency in 2006 as part of their complaint response team. He’s held various compliance positions at banks ranging from 150M to nearly 30B in assets. Steven holds a B.B.A. Management from Texas Tech University and completed the ABA National Compliance School in 2008.

Most recently, he served as Compliance Officer where he managed compliance activities for multiple divisions operating as separate community banks under the bank holding company. Steven also helped in the development of the compliance program for a small community bank that involved creating policies and procedures, training materials, as well as monitoring and testing tools to assist with risk management and compliance oversight activities.

His diverse background in regulatory compliance adds great value to the Compliance Alliance team. In addition, Steven is one of B/A’s featured authors.


Daniel Baker associate general counselRoger Morris, Jr., JD, CIPP
Associate General Counsel

Roger Morris serves C/A as an Associate General Counsel. Roger brings a combination of unique experiences to C/A that he uses to provide guidance on a wide variety of regulatory and compliance issues. Prior to C/A, he worked for one of the largest law firms in the south central United States based in its Lexington, KY office where he was a member of the firm’s Real Estate and Lending Team. In that role he concentrated his practice on commercial lending transactions and the sale, acquisition, leasing, and development of commercial property. Roger also counseled clients on banking law, estate planning, estate and trust administration, and general business matters. He holds a CIPP.

Roger graduated from the University of Kentucky College of Law where he served as Managing Articles Editor of the Kentucky Law Journal, the state’s premier law publication. During law school he worked for the Kentucky Personnel Cabinet where he worked on a variety of compliance and policy issues. He also graduated summa cum laude from the University of Kentucky with a Bachelor of Arts in Economics.


erin-busse-compliance-officer-caErin Busse, JD
Associate General Counsel

Erin serves as Associate General Counsel for Compliance Alliance. Erin graduated magna cum laude from Loyola University New Orleans with a Bachelor’s degree in Psychology and a Bachelor’s degree in English She earned her Juris Doctor from Saint Louis University School of Law. Erin began her career working in family law and estate planning, where she deepened her passion for helping provide others with security through financial clarity.

Erin’s experience in family law has led her to develop resolutions for a myriad of day-to-day financial issues and situations. While obtaining her law degree, Erin geared her studies towards business and financial subjects within the law, such as transactional drafting, bankruptcy, and securities trading. Erin also has experience preparing estate plans and other asset disposition documents, providing recommendations to implement customers’ long-term needs and goals.


carol-ann-warren-associate-general-counsel-compliance-allianceCarol Ann Warren, JD
Associate General Counsel

Carol Ann Warren serves as Associate General Counsel for Compliance Alliance. She graduated cum laude from Mississippi College with a Bachelor of Finance. She earned a Juris Doctorate and a Master of Business Administration through a joint degree program at Mississippi College School of Law and Mississippi College. During law school, she received Best Paper Awards for Securities Regulation and Electronically Stored Information. She is one of our featured authors on the B/A ACCESS magazine and for other publications.
After graduation, Carol Ann worked as an attorney for the Mississippi Insurance Department, where she began her passion for helping others navigate through the regulatory environment. She has a diverse educational and experiential background in business management, business law, securities, and insurance. Carol Ann is a licensed attorney in Mississippi, Tennessee, and Texas.

Josmyne A. Francois, JD, LL.M, MBA
Associate General Counsel

Josmyne A. Francois, JD, LL.M, MBA works as an Associate General Counsel with Compliance Alliance. She has earned her Bachelor of Science degree from The University of Alabama, a Master of Business Administration from the University of Phoenix, a Juris Doctor from Charleston School of Law, and a Master of Laws in Risk Management. Additionally, she has completed a curriculum in Wealth Management from Texas A&M University School of Law.

Josmyne has worked previously with The Innovators Law Firm, LLC, Ogletree, Deakins, Nash & Stewart, P.C., and Berry Appleman & Leiden, LLP, as well as with her establishment of J. Adraeil Legal Services, LLC across complicated healthcare transactions, business structures and formation, corporate governance, data privacy, regulatory compliance, and corporate immigration matters. She also advanced her experience and knowledge of financial policies and regulations with her work with the Federal Deposit Insurance Corporation (FDIC), Andrews Federal Credit Union, and Wells Fargo Bank N.A. Along with her Hotline duties, she will be one of our featured authors.


Megan Rowan McGovern, JD
Associate General Counsel

Megan Rowan McGovern, JD, serves as Associate General Counsel for Compliance Alliance; bringing over a decade of diverse legal experience to the role. Megan is a graduate of the State University of New York‚ÄĮat Albany and Albany Law School. She is admitted to practice in New York.¬†
 
Prior to joining Compliance Alliance, Megan was Deputy General Counsel and Vice President, Government Relations for the New York Bankers Association. Megan coordinated legal, regulatory, and legislative initiatives‚ÄĮfor the Association on the local, state, and federal levels. As Deputy General Counsel, Megan assisted in the development and implementation of various aspects of the Association‚Äôs legal areas including board meetings, member events and professional development. While attending law school, Megan worked in the New York State Assembly Minority Counsel‚Äôs Office and interned in the New York State Attorney General‚Äôs Consumer Affairs & Protection Bureau.‚ÄĮ¬†

Jessica Lamoreux, JD
Associate General Counsel

Jessica¬†Lamoreux, JD, works as an Associate General Counsel for Compliance Alliance. She graduated magna cum laude from Case Western Reserve University School of Law, where she served as Contributing Editor on the law review. She also holds a Bachelor’s degree in Political¬†Science from Kenyon College. Before her work in regulatory compliance, she served as a law clerk in the U.S. Bankruptcy Court. She is licensed in the State of Ohio.

Ms. Lamoreux‚Äôs has a strong background in consumer financial services; beginning as the Compliance Attorney for a mid-size debt collection law firm and later as Associate Counsel for a consumer lender. Most recently,¬†Jessica¬†was the Director of Risk & Compliance at an SaaS startup, where she advised on the design of software for managing the placement of defaulted receivables with third party collectors.¬†Jessica’s work has consistently focused on policy drafting and employee compliance training. She has also frequently presented on regulatory issues at the National Creditors Bar Association and other industry events.¬†Along with her Hotline duties, Jessica will also be a featured ACCESS magazine author.

Shared Employees

president B Scott Daugherty bankers allianceScott Daugherty
President

Scott Daugherty serves as the President of Compliance Alliance. Through Compliance Alliance, he oversees Compliance Hub, Virtual Partners and Assurance Services.¬† Scott was an integral part of Compliance Alliance’s startup and growth from its inception in 2011. Prior to Compliance Alliance, he joined the legal staff of the Texas Bankers Association in 2003, serving as the primary contact for the legal and compliance hotline, while also tackling legislative issues.

Scott is a frequent and sought-after speaker on bank compliance, regulatory and legal topics. He has spoken at numerous banking and legal conventions, schools, conferences, seminars and other events. Scott is consulted regularly by the banking industry, regulatory agencies and legislators. Scott has also written numerous articles for prominent banking publications, including many state bankers associations’ publications.


Brittney StaceyBrittney Stacey
Director of Executive Operations

Brittney Stacey is the Director of Executive Operations for Compliance¬† Alliance. Having started her career in banking at a small community bank in Louisiana where she worked for four years. She oversaw¬† everything from deposit and lending ops to teller management. After moving to Austin, TX she worked in real estate leasing and sales until she accepted a position on C/A’s membership team, where she worked her way up to her Director title.

As the Director of Executive Operations, Brittney wears many hats. Her responsibilities encompass overseeing member services, administrative operations, optimizing business platforms, managing project intricacies, and acting as a vital link with our ownership partners. Additionally, she contributes to our organization’s growth and innovation by serving on the marketing committee, where she helps steer brand growth and the development of new products.


Chris Lingafelter
National Sales Manager

Chris Lingafelter is the National Sales Manager for Compliance Alliance. With over 20 years of experience in banking and financial third-party solutions, Chris’ background includes some familiar names like Harland Financial Solutions and Wolters Kluwer. Chris attended UT‚ÄďSan Antonio.

Consulting with and providing solutions for community banks of all sizes across the nation, Chris has experience with the day-to-day operational needs of bankers, so he has experience with CRA, loan analytics and origination, HMDA, Fair Lending, and new account opening among others. His ability to recognize opportunities for growth and strategic partnerships, along with his strong implementation and customer service skills makes him a valuable part of C/A’s Membership team.


Thomas Calvillo
Business Development Representative

Thomas Calvillo works at Compliance Alliance as a Business Development Representative. His work for C/A takes him across many time zones as he speaks with members, and teaches bankers the ins and outs of the single vendor solution system that is Bankers Alliance. He attended Texas A&M University in College Station, TX.

Prior to C/A, Thomas worked in customer service positions before landing in technical support. His aptitude for the products translated to sales, and he then worked directly with government procurement, colleges, and large residential complexes before moving to Austin. Thomas is currently busy helping maintain key B/A business relationships and while assisting in the development of new markets as B/A continues to expand their family of products and services.


alycia-estrada-admin-asst-compliance-alliance-austin-txAlycia Hinojos
Administrative Assistant

Alycia Hinojos joins Bankers Alliance as an Administrative Assistant. Alycia started her career in healthcare until she moved to Charlotte, North Carolina, where she ventured into a new role as an administrative assistant. After relocating to Austin, Texas, she continued in administrative operations, working as an Office Administrator within the automotive industry. Alycia’s energy and support is a great asset to B/A’s client relations, back office procedures and processes, vendor management, and operational oversight.


Marianna Modesto
Administrative Assistant

Marianna¬†is an Administrative Assistant for Bankers Alliance‚ÄĒpart of our busy back office staff. A recent graduate from Texas State University, Marianna earned her Bachelor‚Äôs degree in Business Administration with a concentration is Business Management. She brings her knowledge, skills, and passion to support the organization‚Äôs daily operations.

Marianna’s passion for learning and personal development is evident in her involvement in educational opportunities and participation in professional organizations. Outside of work, Marianna enjoys spending time with her friends and family, trying out new restaurants, attending concerts, and taking her dog to Zilker Park.


Stevie Black Director of marketing bankers allianceStevie Black
Director of Marketing

Stevie generates the marketing for B/A’s larger outreach efforts, including copywriting, design, production and distribution for all social media channels, email campaigns, conferences, collateral and investor programs. Along with the marketing for Compliance Alliance and Review Alliance, he also provides marketing materials to 32 state bankers associations, both on- and offline. In addition, Stevie art-directs B/A Access magazine.

Black attended PCA in Photo/Film (now UArts) and later, SMFABoston in printmaking. Though most of his¬†career has been in the communication arts in one capacity or another;¬†from managing photography labs to freelance design and writing for print brokers, and product marketing ‚Äď his first foray into digital marketing was in 2007 as creative director for a search-focused digital marketing group north of Boston.


Royce Price
Producer

Royce Price, CCBTO, CCBIA, is a Producer & Video Coordinator for B/A. His early career was centered around the fast-paced and technology-laden television industry where he was an Engineering Manager. His eclectic background also gave him experience in banking operations, education, and technology. In the past, his work involved coordinating and distributing training and education to large groups of individuals; ensuring all requirements were met. He also has extensive experience in transmitting data for large clients for broadcasting including pre-recorded and live events.

Royce has been a vital part of Bankers Alliance’s livestream/ hybrid/ live event recordings since 2020. He’s also the counterpoint for all of our inhouse. His vast technology knowledge base, including cybersecurity, makes him a versatile member of our team.