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New Enhancement to Nacha’s Risk Management Portal Helps FIs Keep ACH Contacts Current
June 4, 2026 / Source: Nacha
Financial Institution Portal administrators: Have you recently reviewed your ACH contacts in Nacha’s Risk Management Portal? A new enhancement is now live, giving financial institutions an easy and reliable way to verify that their ACH Contact Registry information is accurate and up to date. FI Administrators that navigate to the ACH Contact Registry landing page…
Comptroller Gould Testifies on Agency Activities
June 4, 2026 / Source: OCC
News Release 2026-46|June 4, 2026 WASHINGTON—Comptroller Jonathan V. Gould today testified on the Office of the Comptroller of the Currency’s (OCC) priorities and activities before the U.S. House of Representatives Committee on Financial Services. Excerpts from Comptroller Gould’s testimony are below. The full written testimony can be found here. On risk tolerance: “After the 2008 financial crisis,…
Treasury’s Substantially Similar Principles for State Stablecoin Regimes Needs Recalibration
June 3, 2026 / Source: CSBS
June 2, 2026 Washington, D.C. – In a comment letter today, the Conference of State Bank Supervisors (CSBS) urged the U.S. Treasury Department to amend its proposed principles for determining if state stablecoin regimes are substantially similar to the federal framework. The CSBS-proposed changes would more effectively implement congressional intent to provide states discretion and flexibility to help…
Unsafe and Unsound Banking Practices: Brokered Deposits and Interest Rate Restrictions; Correction
June 3, 2026 / Source: Federal Deposit Insurance Corporation
I. Background This Federal Register Notice corrects technical errors in the FDIC’s regulations concerning brokered deposits, 12 CFR parts 303 and 337, which were amended by a final rule published in the Federal Register on January 22, 2021 (2021 rule). The 2021 rule inadvertently deleted the text accompanying two footnotes (which, additionally, were previously misnumbered)…
The New Nacha Rules: New Fraud Compliance Responsibilities for All Organizations Sending ACH Payments
June 3, 2026 / Source: Nacha
Implementation Dates: In September 2022, Nacha released a Risk Management Framework to address fraud across the ACH Network. Building on that work, Nacha, in collaboration with industry participants, introduced new rules in March 2024, aimed at reducing fraud, and assigning updated responsibilities to financial institutions, third parties, and organizations that send ACH payments over the ACH Network….
FDIC’s Office of Ombudsman Publishes 2025 Annual Report
June 3, 2026 / Source: FDIC
June 2, 2026 Summary: The Federal Deposit Insurance Corporation’s (FDIC) Office of the Ombudsman (Ombudsman) today published a report detailing its role and services available to the banking industry. The FDIC Ombudsman facilitates the resolution of problems and complaints concerning FDIC activities and strives to influence positive change. The Ombudsman’s 2025 Annual Report can be found on…
Fact Sheet: President Donald J. Trump Promotes Advanced Artificial Intelligence Innovation and Security
June 2, 2026 / Source: The White House
The White House June 2, 2026 PROMOTING AMERICAN AI INNOVATION AND SECURITY: Today, President Donald J. Trump signed an Executive Order to advance American artificial intelligence (AI) innovation to strengthen America’s cybersecurity, protect critical infrastructure, and ensure the United States remains the global leader in AI innovation. STRIKING THE RIGHT BALANCE BETWEEN INNOVATION AND SECURITY: President Trump…
Executive Order: Promoting Advanced Artificial Intelligence Innovation and Security
June 2, 2026 / Source: The White House
Executive Orders June 2, 2026 By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1. Purpose. The United States continues to lead the world in Artificial Intelligence (AI) because of the enormous talent and innovation of our AI industry, and…
Agencies Remove References to Reputation Risk in Interagency Documents
June 2, 2026 / Source: FDIC
June 2, 2026 Summary: The Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC) and the Board of Governors of the Federal Reserve System (the agencies), have jointly updated several interagency documents to remove references to reputation risk, complementing earlier actions that ended the use of reputation risk in supervision. …
OCC’s Faulty Analysis on Interchange Fees Would Lead to Industry and Consumer Uncertainty
May 31, 2026 / Source: CSBS
May 29, 2026 Washington, D.C. – Today, the Conference of State Bank Supervisors (CSBS) asked the Office of the Comptroller of the Currency (OCC) to revise its flawed analysis in an interim final order preempting the Illinois Interstate Fee Prohibition Act (IFPA) and to withdraw an unnecessary interim final rule regarding a national bank’s power to charge interchange fees. While…
Summary of Deposits Survey and Filing for June 30, 2026
May 31, 2026 / Source: FDIC
Summary of Deposits and Assessment Related Forms and Reports May 29, 2026 Summary: The Summary of Deposits (SOD) is the annual survey of branch office deposits as of June 30, 2026 for all FDIC-insured institutions, including insured U.S. branches of foreign banks. All institutions with branch offices are required to submit the survey; institutions with…
OCC Issues Third Quarter 2026 CRA Evaluation Schedule
May 31, 2026 / Source: OCC
News Release 2026-42|May 28, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the third quarter of 2026. While the OCC has previously released its schedule of CRA evaluations for two quarters in advance, updates to CRA evaluation scheduling for community…
FDIC Issues CRA Examination Schedules for Third Quarter 2026 and Fourth Quarter 2026
May 31, 2026 / Source: FDIC
May 29, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the third quarter 2026 and fourth quarter 2026. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before…
C/A Tools Updated to Reflect Regulation B Final Rule Amendments Effective July 21, 2026
May 28, 2026
Summary: The Consumer Financial Protection Bureau (CFPB) issued a final rule revising Regulation B provisions on disparate impact, discouragement of applicants and prospective applicants, and special purpose credit programs (SPCPs). The amendments take effect on July 21, 2026. Updated Tools: In response, Compliance Alliance has updated the following tools to reflect the final rule amendments:
Treasury Announces the Launch of the Trump Accounts App and Next Steps for Trump Accounts
May 28, 2026 / Source: U.S. Department of the Treasury
May 28, 2026 WASHINGTON—Today, the U.S. Department of the Treasury announced the launch of the Trump Accounts app on app stores available nationwide. The Trump Accounts app will be the main interface for the most historic policy for American families in decades and is available on all major mobile app stores. “The Trump Administration…
FinCEN Residential Real Estate Rule Update
May 28, 2026 / Source: FinCEN
ALERT: On March 19, 2026, the U.S. District Court for the Eastern District of Texas issued an order vacating the Residential Real Estate Rule. The Financial Crimes Enforcement Network (FinCEN), in conjunction with the Department of Justice, has appealed the decision. While the court’s order remains in force, reporting persons are not required to file Real…
FDIC-Insured Institutions Reported Return on Assets of 1.26 Percent and Net Income of $80.5 Billion in First Quarter 2026
May 27, 2026 / Source: FDIC
May 27, 2026 WASHINGTON—The Federal Deposit Insurance Corporation (FDIC) today released the results of its latest Quarterly Banking Profile, a comprehensive summary of financial results based on reports from 4,278 insured commercial banks and savings institutions. In first quarter 2026, FDIC-insured institutions reported a return on assets (ROA) ratio of 1.26 percent and aggregate net income of…
Proposed Revisions to the Federal Reserve Policy on Payment System Risk and the Guidelines for Account and Services Requests
May 27, 2026 / Source: Board of Governors of the Federal Reserve System
SUMMARY: The Board of Governors of the Federal Reserve System (Board) is issuing a notice and request for comment on proposed revisions to the Federal Reserve Policy on Payment System Risk (PSR Policy), including the proposed addition of a new Part IV, to accommodate the provision by Reserve Banks of special-purpose accounts that would clear…
Regulation A: Extensions of Credit by Federal Reserve Banks
May 27, 2026 / Source: Board of Governors of the Federal Reserve System
SUMMARY: The Board of Governors of the Federal Reserve System (Board) proposes to amend its Regulation A (Extensions of Credit by Federal Reserve Banks) to specify that a holder of a proposed special-purpose payment account (a Payment Account) would not be eligible for access to discount window credit made available by the Federal Reserve Banks…
Regulation D: Reserve Requirements of Depository Institutions
May 27, 2026 / Source: Board of Governors of the Federal Reserve System
SUMMARY: The Board of Governors of the Federal Reserve System (Board) proposes to amend its Regulation D (Reserve Requirements of Depository Institutions) to differentiate between master accounts and a proposed new category of special-purpose payment accounts (Payment Accounts). The proposed amendments would exclude Payment Accounts from Regulation D’s provisions directing Federal Reserve Banks (Reserve Banks)…
U.S. House Prices Rise 1.7 Percent Year over Year; Up 0.5 percent Quarter over Quarter
May 26, 2026 / Source: Federal Housing Finance Agency
05/26/2026 Washington, D.C. – U.S. house prices rose 1.7 percent between the first quarter of 2025 and the first quarter of 2026, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the first quarter of 2026 rose 0.5 percent compared to the fourth quarter of 2025. FHFA’s seasonally adjusted monthly index for March rose 0.1…
Kevin Warsh takes oath of office as chairman and a member of the Board of Governors of the Federal Reserve System, and the Federal Open Market Committee unanimously selects Warsh as its chairman
May 26, 2026 / Source: Board of Governors of the Federal Reserve System
Kevin Warsh on Friday took the oath of office as chairman and a member of the Board of Governors of the Federal Reserve System. Also on Friday, the Federal Open Market Committee unanimously selected Warsh as its chairman. President Donald J. Trump nominated Mr. Warsh on March 4, 2026. He was confirmed by the United…
Notice of Proposed Rulemaking to Establish Bank Secrecy Act and Sanctions Compliance Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers
May 25, 2026 / Source: FDIC
Summary: The FDIC Board of Directors approved a notice of proposed rulemaking (PDF) that would implement appropriate Bank Secrecy Act (BSA) and sanctions compliance standards applicable to FDIC-supervised permitted payment stablecoin issuers (PPSIs) pursuant to the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Statement of Applicability: The contents of, and material referenced in, this…
Comptroller Issues Statement Explaining Abstention from FDIC Vote on Resolution Plan Feedback
May 25, 2026 / Source: OCC
News Release 2026-41|May 22, 2026 WASHINGTON—Comptroller of the Currency Jonathan V. Gould issued the following statement today on his abstention from the Federal Deposit Insurance Corporation (FDIC) vote on feedback concerning the July 2025 Dodd-Frank Act Section 165(d) resolution plans: I am abstaining from voting on the FDIC staff’s proposal regarding the resolution plans of the…
Agencies Publish Resolution Plan Feedback Letters for Certain Domestic and Foreign Banking Organizations
May 25, 2026 / Source: FDIC
Joint Release Federal Deposit Insurance Corporation Federal Reserve Board May 22, 2026 WASHINGTON – The Federal Deposit Insurance Corporation and the Federal Reserve Board today published feedback letters for several resolution plans submitted in July 2025. Resolution plans, also known as living wills, must describe a banking organization’s strategy for orderly resolution in the event…