Proposed Guidance and Request for Comment: Community Reinvestment Act: Simplified Strategic Plan Process for Community Banks

December 22, 2025 / Source: Office of the Comptroller of the Currency

The Office of the Comptroller of the Currency (OCC or agency) is proposing supplemental guidance on a simplified strategic plan process for community banks interested in requesting that the OCC evaluate their Community Reinvestment Act (CRA) performance under a strategic plan. The proposed simplified strategic plan process is designed to make the strategic plan option more accessible to and less burdensome for community banks.