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Mortgage Rates Average 6.95%

September 18, 2026 / Source: Freddie Mac

MCLEAN, Va., Sept. 17, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.95%.

“The 30-year fixed-rate mortgage continues to fluctuate as markets assess economic data,” said Sam Khater, Freddie Mac’s Chief Economist.

News Facts

  • The 30-year FRM averaged 6.95% as of September 17, 2026, up from last week when it averaged 6.76%. A year ago at this time, the 30-year FRM averaged 6.26%.
  • The 15-year FRM averaged 6.26%, up from last week when it averaged 6.09%. A year ago at this time, the 15-year FRM averaged 5.41%.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.