Meet Our Staff
The Compliance Alliance Team
Darlia Fogarty brings a wealth of knowledge and practical experience to our banks as well as our staff. After 12 years as a commissioned national bank examiner with the OCC, Darlia developed an expertise in compliance while administering examinations in banks of all sizes. She contributed as a member of the Retail Credit Team, with a Compliance Designation. Darlia also 10 years of experience as a compliance officer/auditor and 4 years as a compliance/audit consultant.
Darlia has spoken at a number of conventions, meetings and schools throughout the years. Her articles can be found in State Banking Association magazines, Compliance Alliance newsletters and several other publications. Darlia oversees the creation of tools and resources while also fielding questions from a wide range of regulatory and compliance issues faced by banks of all sizes. Part of the travel team at C/A, she can often be found speaking at compliance schools and conferences.
Elizabeth K. Madlem
Vice President of Compliance Operations and Deputy General Counsel
Elizabeth is the Vice President of Compliance Operations and Deputy General Counsel at Compliance Alliance. In the past, she served as both the Operations Compliance Manager and Enterprise Risk Manager for Washington Federal Bank, a $16 billion dollar organization headquartered in Seattle, WA. She has industry expertise and real-world solutions surrounding bank-enterprise initiatives and knowledge of contract law and bank regulatory compliance. An attorney since 2010, Elizabeth was a Summa Cum Laude, Phi Beta Kappa, Delta Epsilon Sigma graduate of Saint Michael’s College in Burlington, VT, and a Juris Doctor from Valparaiso University School of Law in Indiana.
As the Vice President of Compliance Operations, Elizabeth will be overseeing C/A’s day-to-day operations of the Hotline, as well as leading our Education initiatives. Elizabeth plays an important part in all operational areas of C/A.
Cindy Prince, CRCM
Cindy Prince, CRCM, brings over 30 years of experience in the financial industry to our group, which includes 17 years of experience as a Compliance Officer and Advisor. Previously, she served as a conduit for individuals involved in compliance at financial institutions seeking training, resources and answers to their compliance questions. Cindy has taught at several large conferences, been published in industry and association magazines, and is considered a specialist on the new HMDA rules.
As a Compliance Officer here at C/A, Cindy’s focus is on product development, and the creation of tools and resources. She also steps in to help on Hotline and is a featured author across C/A’s publications.
Julia A. Gutierrez
Julia A. Gutierrez brings over 16 years of financial industry experience to the Compliance Alliance team. She began her career in banking in 2000 while receiving her Bachelor of Business Administration degree in Finance from the University of Alabama. Her compliance knowledge and understanding derive from her combined experience in community banks and consulting. Julia has served as a Risk Management and BSA Officer, assisted in the development of an enterprise wide risk management and compliance program for a de novo institution, assisted in the compliance remediation efforts for an institution who was referred to the DOJ, held positions in retail and branch management, and was a Senior Compliance Advisor for a large regulatory compliance consulting firm.
Julia’s role as a Compliance Officer at C/A is working on and refining our document review process and pipeline. She also joins the Hotline from time-to-time where her experience is invaluable as a resource. She also plays a major role in our Education programs and has taught at a large number of seminars and workshops in her tenure at C/A.
Steve Manderscheid brings over 25 years of financial industry experience to the Compliance Alliance team. Previously, he focused on all aspects of regulatory compliance risk management while also serving in a Bank Secrecy Act officer capacity. In recent years, he has ventured into leadership roles in enterprise-wide risk management (ERM), complaint management, and vendor and third-party relationships.
In his role as Compliance Officer, Steve brings all of his experience to completing reviews, and working on developing tools, training materials, and training events for our members. Recently, he's started expanding his educational role and has become the main presenter of our popular C/A Minute videos.
John S. Berteau
Associate General Counsel
John S. Berteau serves as Associate General Counsel for Compliance Alliance. He has nearly fifteen years of combined experience in the financial services industry. At Hancock Whitney Bank, he worked in the field of environmental risk management and compliance (CERCLA/RCRA/Wetlands). At Alorica, the nation’s fastest-growing BPO, John worked in tandem with some of the largest banks in the U.S., helping to evaluate financial risks. He holds Bachelor’s and Master’s Degrees in History from the University of New Orleans, a Juris Doctorate from Loyola University New Orleans and is a licensed attorney in the State of Louisiana.
In addition to being one of our featured authors, John has recently taken over the editor role for C/A’s Access magazine. As a hotline advisor, John helps C/A members with a wide range of regulatory and compliance.
Associate General Counsel
Daniela Clark serves as Associate General Counsel for Compliance Alliance. She holds a Bachelor’s in Business Administration with a concentration in Management from the University of Texas at Arlington, AACSB. She continued her interest in business by interning with the Entrepreneurship Clinic at Texas A&M University School of Law, from which she received her JD. Daniela has eight years of experience working in auto finance compliance for DealerSocket, AutoStar Solutions, SecureClose, and Ignite Consulting Partners. As one of our hotline advisors, Daniela helps C/A members with a wide range of regulatory and compliance questions and she is one of our featured authors.
Chris W. Bell
Associate General Counsel
Chris W. Bell serves as Associate General Counsel for Compliance Alliance. He holds a Bachelor’s degree in Political Science from the University of Memphis (Memphis. TN), a Master’s degree in Political Management from the George Washington University (Washington, D.C.), and a JD from the St. Mary’s University School of Law (San Antonio, TX). Chris began his career working for a regional bank in Tennessee, where he developed a passion for serving customers through the banking system. In law school, Chris focused his studies on the different financial aspects of the law, including the Internal Revenue Code and Uniform Commercial Code. Chris has worked in the legal department of a federal savings bank and for the Texas Department of Banking. As one of our hotline advisors, Chris helps C/A members with a wide range of regulatory and compliance questions and he is one of our featured authors.
Associate General Counsel
Greg Friedman holds a Bachelor’s degree in Business Administration with a concentration in Marketing from the Rawls College of Business at Texas Tech University. Prior to attending law school, he worked for multiple government offices at both the state and federal level, including positions on Capitol Hill and with the U.S. Senate. After leaving the public sector, Greg worked on the Financial Services Team at GLG, where he worked with some of the largest hedge funds, investment banks, venture capital, and private equity firms in the world. After leaving GLG, Greg and his loyal golden retriever Vince packed their bags and moved north of the border to attend the University of Oklahoma College of Law, where he received his JD and Business and Transactional Law Certificate. Once graduated from OU Law, Greg worked for a civil litigation firm in Dallas, and then excitedly returned to Austin with Vince at his side.
Greg has a number of roles with C/A that include hotline advisor, featured writer for the C/A magazine, and now he has joined the C/A Marketing Team in an advisory capacity.
Associate General Counsel
Kevin Kim joined Compliance Alliance after graduating from the Benjamin N. Cardozo School of Law in 2019. He currently serves our members as one of our hotline advisers, where he spends his days guiding our members and writing articles for our weekly and monthly publications.
Before C/A, he worked at Galaxy Digital and Refinitiv (formerly Thomson Reuters Financial and Risk) as a law clerk. He also opened a cryptocurrency mining farm, and founded an after-school program business in his native New York City. His unique experience and outlook have brought an invaluable new dimension to our group.
Director of Membership Development
Brittney Stacey started at a community bank in Louisiana where she worked for four years, overseeing everything from deposit and lending ops to teller management. After moving to Austin, TX she worked in real estate leasing and sales until she accepted a position on C/A’s membership team, where she worked her way up to her Director title.
As the Director of Membership Development, Brittney wears many hats. While chiefly responsible for growing the Bankers Alliance family of members, she also oversees sales, administrative operations, and partner communications. In addition, she has a hand in the Marketing Committee, where she helps guide brand growth and management.
Director of Marketing
Stevie generates the marketing for C/A and R/A, which often includes writing, designing, production and distribution of our marketing materials to 29 state bankers associations, and for B/A's larger marketing efforts, both online and offline. In addition, Stevie art-directs C/A Access magazine as part of the Editorial Team which recently went through a design overhaul. Black attended PCA in Photo/Film (now UArts) and later, SMFABoston in printmaking. Though most of his career has been in the communication arts in one capacity or another; from managing photography labs to digital marketing/SEM, and product marketing, his first foray into digital marketing was in 2007 as creative director for a search-focused marketing group north of Boston.
Jenny recently joined the Administration team at Bankers Alliance. She is an energetic and enthusiastic individual who is excited to help the team in any way that she can. Jenny attended Oregon State University where she received her Bachelor’s in Business Administration with a concentration in Marketing and Spanish. The time Jenny spent teaching and coaching has enabled her to think quickly and adapt to change, which should help keep the office running smoothly.
Kathy has joined the Administrative team at Bankers Alliance after several years in the marketing and promotional arena. Kathy graduated from Lock Haven University in PA with Bachelor’s of Health Science with a Concentration in Athletic Training. She has worked at various levels of school systems and also Arena Football. She is looking forward to using her diverse skills within the Bankers Alliance.
President & General Counsel
Scott Daugherty serves as the President & General Counsel for Bankers Alliance. Through Bankers Alliance, he oversees Compliance Alliance and Review Alliance. Scott was an integral part of Compliance Alliance's startup and growth from its inception in 2011 and has been integral to the start-up of Bankers Alliance in 2018. Prior to Compliance Alliance, he joined the legal staff of the Texas Bankers Association in 2003, serving as the primary contact for the legal and compliance hotline, while also tackling legislative issues.
Scott brings a combination of community and regional bank experience along with his legal expertise. Prior to law school, Scott enjoyed a career in banking with a broad background that includes retail and branch management, and consumer and commercial lending responsibilities. He is one of the leading bank regulatory compliance and legal experts in the nation.
Scott is a frequent and sought-after speaker on bank compliance, regulatory and legal topics. He has spoken at numerous banking and legal conventions, schools, conferences, seminars and other events. Scott is consulted regularly by the banking industry, regulatory agencies and legislators. Scott has also written numerous articles for prominent banking publications, including many state bankers associations’ publications.