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  • New Accounts - Consumer

New Accounts – Consumer

Last Updated Tool Name
01/01/2025 Notice of Action Taken for Deposit Accounts – Adverse Action
01/01/2025 Privacy Policy
01/01/2025 Sign-Patriot Act Notice with the Beneficial Ownership-Bank Edit
01/01/2025 Sign-Patriot Act Notice with the Beneficial Ownership
01/01/2025 FDIC Insurance Calculator (Link)
01/01/2025 Regulation CC Deposit Hold Notice
01/01/2025 Regulation E Alternatives to Overdraft Payment Programs Notification
01/01/2025 Overdraft Protection Link Authorization Form
01/01/2025 Change in Payment Processing Order Notice
01/01/2025 Prepaid Card Policy
01/01/2025 Single Party No POD Cheat Sheet
01/01/2025 IRS Notice of Levy Worksheet
01/01/2025 ODP FDIC Guidance Procedures
01/01/2025 Request for Change of Address Form
01/01/2025 Elder Abuse Policy
01/01/2025 Official Checks Audit Worksheet
01/01/2025 Adverse Action Notice for Unverifiable CIP
01/01/2025 DDA Account Opening Kit Log
01/01/2025 Regulation DD Truth in Savings Audit Worksheet
01/01/2025 Regulation D Accounts Cheat Sheet
01/01/2025 Brokered Deposit Checklist
01/01/2025 Joint Account Ownership Cheat Sheet
01/01/2025 Overdraft Notification Form
01/01/2025 Community Property Overview
01/01/2025 IRA Monitoring and Audit Worksheet
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The federal banking compliance advisory service owned by 38 State Bankers Associations – staffed with attorneys, former auditors and compliance specialists; all with community banking experience and the know-how to keep your team’s knowledge fresh in the ever-changing regulatory landscape.

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Holiday Closure — September 7, 2026

Dear Members,

Today, September 7, 2026, our office will be closed in observance of Labor Day.

During this time, continue to browse our library of training videos and tools — and time permitting, catch up on all our exciting guests on the Banking Matters podcast.
If you have any questions or other inquiries, please feel free to submit them and we will take care of them as soon as we return. We wish all of you a safe holiday.

— The Compliance Alliance Team