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UDAAP

Last Updated Tool Name
03/23/2026 Summary of Prohibition on Use of Reputation Risk or Other Supervisory Tools to Encourage or Compel Banking Organizations to Engage in Politicized or Unlawful Discrimination
03/06/2026 Summary of Regulation AA (Repealed 2016)
12/18/2024 2024 CFPB Supervisory Highlights Summary
12/16/2024 Summary of the CFPB’s Proposed Rule: “Fees for Instantaneously Declined Transactions”
10/08/2024 Summary of CFP Circular 2024-03 -“Unlawful and Unenforceable Contract Terms and Conditions”
09/04/2024 UDAAP Policy
01/01/2024 UDAAP Compliance Program Procedures
08/29/2023 UDAAP Risk Assessment
08/11/2023 Proposed Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations Summary
01/25/2023 UDAAP Training
04/23/2021 Summary of Statement of Policy Regarding Prohibition on Abusive Acts or Practices; Rescission
05/20/2016 UDAAP After the Repeal of Regulation AA Training
  • Our Story

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  • Our Services

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    • Federal Banking Regulators
    • State Banking Regulations
    • Guidance Portals
  • Media Center

    • Regulation & Events Calendar
    • Daily News
    • Weekly Updates
    • Magazine Archive
    • Banking Matters Podcast
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The federal banking compliance advisory service owned by 38 State Bankers Associations – staffed with attorneys, former auditors and compliance specialists; all with community banking experience and the know-how to keep your team’s knowledge fresh in the ever-changing regulatory landscape.

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Holiday Closure — October 12, 2026

Dear Members,

Today, October 12, 2026, the Compliance Alliance offices are closed but we will have a limited staff on our Hotline from 7 am – 4 pm Central. 

During this time, continue to browse our library of training videos and tools — and time permitting, catch up on all our exciting guests on the Banking Matters podcast.
If you have any questions or other inquiries, please feel free to submit them and we will take care of them as soon as we return. We wish all of you a safe holiday.
— The Compliance Alliance Team