Trust Tool – BSA/AML Trust/Estate Accounts Portfolio Risk Assessment
Updated 06/15/2026
This tool is designed to help financial institutions evaluate the potential risk associated with their Trust and Estate Account portfolio. It should be used as part of a comprehensive BSA/AML risk assessment and customized to reflect the institution’s specific risk profile. The template can be customized or modified to meet the specific requirements of the bank’s Trust Department
Rule: FFIEC BSA/AML Trust and Asset Management Services; FFIEC Appendix J – Quantity of Risk Matrix; OCC Asset Management Operations and Controls. State laws may apply.
Toolkit: Trust
Keywords: Trust Account, Trust and Estate Account Administration, BSA/AML Risk Assessment for Trust/Estate Account(s), BSA/AML Trust/Estate Accounts Portfolio Risk Assessment.
6/15/2026 – Moderate content and formatting revisions made to improve clarity.
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