Consumer Real Estate Loan Audit Worksheet
Updated 01/21/2026
This audit worksheet can be used to review the Bank’s consumer real estate loans for compliance. It covers TRID, ATR/QM, and other important rules and requirements.
Rule: 12 CFR Part 1026 – Truth in Lending (Regulation Z), 12 CFR Part 1024 – Real Estate Settlement Procedures Act (Regulation X)
C/A Toolkit: Audit & Internal Monitoring, Mortgage
Keywords: Truth in Lending, Regulation Z, TILA, Mortgage, Real Estate Settlement Procedures Act, RESPA
1/21/2026 Updated with 2026 points and fees thresholds.
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