Death of an Accountholder Cheat Sheet
Updated 04/17/2026
This cheat sheet covers deceased depositors in both single-party and multiple/joint-party accounts and includes a section on different types of account ownership, including trust types, estate administration, and heirships.
Rule: State law (varies by jurisdiction)
Toolkit: New Accounts – Consumer
Keywords: Death of an account holder, Deceased customer, Deceased account owner, Death of an account owner
4/17/2026 – Updated to add a safe deposit box section and FDIC insurance considerations, along with minor revisions throughout.
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