Fair Debt Collection Practices Act Policy

Updated 03/14/2025

  1. Tool Name: Fair Debt Collection Practices Act Policy
  2. Tool Description: This policy template covers the requirements of the Fair Debt Collection Practices Act, including when a bank is considered a debt collector, communication standards, harassment/abuse, validation of debts, risk management and more.
  3. Rule or Guidance: 12 CFR Part 1006 (Regulation F)
  4. C/A Toolkit: FDCPA Toolkit
  5. Keywords: FDCPA, Debt Collection, UDAAP

 

Members Can Download This Tool

Login to Download


Not Yet a Member?

Our members enjoy:

On-demand regulatory guidance hotline – by chat, phone and email – available from anywhere, on any device – 7 am - 6 pm, M-F, Central time 

Research time saved daily & weekly across forms, checklists, and trainings β€” for every regulation

Hours of form-building and branding of bank documents saved; in some cases, even the budget of additional staff

A sounding board for support and reassessment when institutional goals or the regulatory environment changes

Access to attorneys and compliance specialists for risk modelling and decision-making in advance of large business decisions

The knowledge that C/A was created and owned by 30 State Bankers Association to provide bank compliance services to their membership organizations

Find out how a personalized team of attorneys and compliance professionals helps build targeted compliance strategies throughout your institution when you take our Live Membership Demo.

Become a Member