Mortgage Servicing Policy
Updated 01/01/2025
- Tool Name: Mortgage Servicing Policy
- Tool Description: This template provides a general mortgage servicing policy for financial institutions to tailor towards its own mortgage servicing policies and practices in accordance with applicable requirements. Note: This policy will be amended in the future once this 2024 proposed rule becomes a final rule.
- Rule or Guidance: Regulation X (RESPA)
- C/A Toolkit: Mortgage Servicing Toolkit
- Keywords: Mortgage Servicing, Regulation X, RESPA, Real Estate Settlement Procedures Act, Regulation Z, TILA, Truth in Lending Act, Servicing Transfers, Successor in Interest, Loss Mitigation.
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