Mortgage Servicing Rules Coverage Chart

Updated 04/15/2026

This chart describes which mortgage servicing rules apply to which transaction types under both Regulation X (RESPA) and Regulation Z (TILA).

Rule: 12 CFR 1024; 12 CFR 1026

Toolkit: Mortgage Servicing, Mortgage

Keywords: Mortgage Servicing, Regulation X, Regulation Z, RESPA, TILA, Escrow

4/15/2026 – Updated to include applicability for mobile home loans not secured by real property under Regulation Z.

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