OCC Community Reinvestment Act Regulations Summary

Updated 01/19/2022

The Comptroller of the Currency (OCC) adopted a final Community Reinvestment Act rule based on the 1995 interagency CRA rules, as revised. The Final Rule applies to national banks and savings associations. The Final Rule rescinds the CRA Final Rule the OCC published on June 5, 2020, and facilitates the OCC’s planned future issuance of updated interagency CRA rules with the Board of Governors of the Federal Reserve System and Federal Deposit Insurance Corporation.

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