Overdraft Policy
Updated 02/03/2025
- Tool Name: Overdraft Policy Template
- Tool Description: This policy template can be modified to suit the bank’s needs as related to its overdraft program. February 2025 update: Updated policy with information related to the congressional appeal of the 2024 proposed rule, “Overdraft Lending – Very Large Financial Institutions Rule.”
- Rule or Guidance: N/A
- C/A Toolkit: N/A
- Keywords: Overdraft, Overdraft Line of Credit, ODLOC, NSF, Non-sufficient funds.
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