Regulation CC Availability of Funds and Collection Of Checks Training

Updated 08/07/2020

This training covers funds availability requirements. Updated to reflect the first inflation adjustment in Regulation CC effective on July 1, 2020 which increased:

  • next day availability from $200 to $225;
  • the threshold for certain special exception holds, such as large deposit holds, new account holds, and repeatedly overdrawn holds from $5,000 to $5,525; and
  • increased the threshold for the rarely used rule that permits financial institutions to extend holds by one business day when a deposit is taken for withdrawal by cash or similar means from $400 to $450.

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