Regulatory Capital Rule and Total Loss-Absorbing Capacity Rule: Eligible Retained Income Final Rule Summary
This tool summarizes the agencies' and the Board's final rule revising the definition of eligible retained income for the capital and TLAC rules. The key revision is that eligible retained income now means the greater of:
- A bank's or a TLAC-covered company's net income for the four preceding calendar quarters, net any distributions and associated tax effects not already reflected in net income; and
- A bank's or a TLAC-covered company's average net income over the preceding four quarters.
Members Can Download This Tool
Login to Download
Not Yet a Member?
Our members enjoy:
On-demand regulatory guidance hotline – by chat, phone and email – available from anywhere, on any device – 7 am - 6 pm, M-F, Central time
Research time saved daily & weekly across forms, checklists, and trainings — for every regulation
Hours of form-building and branding of bank documents saved; in some cases, even the budget of additional staff
A sounding board for support and reassessment when institutional goals or the regulatory environment changes
Access to attorneys and compliance specialists for risk modelling and decision-making in advance of large business decisions
The knowledge that C/A was created and owned by 30 State Bankers Association to provide bank compliance services to their membership organizations
Find out how a personalized team of attorneys and compliance professionals helps build targeted compliance strategies throughout your institution when you take our Live Membership Demo.