Residential Mortgage Escrow Account Training

Updated 12/14/2022

This training covers the different rules and requirements regarding mortgage escrow accounts.

Specifically it covers:

  • Escrow requirements under the TILA HPML Rule
  • RESPA Escrow Account Requirements
  • Escrow Accounting Method
  • Initial, annual, and short-year account statements
  • Dealing with surpluses, shortages, and deficiencies
  • Force-Placed Insurance on Escrow Accounts
  • Escrow of Flood Insurance Payments
  • TRID rules including, how escrow accounts are disclosed on the Loan Estimate and Closing Disclosure



Members Can Download This Tool

Login to Download

Not Yet a Member?

Our members enjoy:

On-demand regulatory guidance hotline – by chat, phone and email – available from anywhere, on any device – 7 am - 6 pm, M-F, Central time 

Research time saved daily & weekly across forms, checklists, and trainings — for every regulation

Hours of form-building and branding of bank documents saved; in some cases, even the budget of additional staff

A sounding board for support and reassessment when institutional goals or the regulatory environment changes

Access to attorneys and compliance specialists for risk modelling and decision-making in advance of large business decisions

The knowledge that C/A was created and owned by 30 State Bankers Association to provide bank compliance services to their membership organizations

Find out how a personalized team of attorneys and compliance professionals helps build targeted compliance strategies throughout your institution when you take our Live Membership Demo.

Become a Member