Summary of Anti-Money Laundering Regulations for Residential Real Estate Transfers Final Rule
Updated 02/17/2026
A new FinCEN reporting requirement will go into effect March 1, 2026. The final rule, implemented last year, concerns Anti-Money Laundering Regulations for Residential Real Estate Transfers. The rule targets money laundering risk in the residential real estate sector by requiring reporting about high-risk residential real estate transfers that do not involve bank or other traditional financing and that use legal entities or trusts. The rule builds upon FinCEN’s prior Residential Real Estate Geographic Targeting Orders approach but applies nationwide through a new reporting regime.
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