Part 228 - Reg BB - Community Reinvestment Act (CRA) Compliance
Fulfill Your CRA Regulation Requirements
Regulation BB implements the Community Reinvestment Act (CRA) in 1977 to require financial institutions to serve the needs of the entire community in which they are located. CRA applies only to financial institutions insured by FDIC, and CRA covered activity is examined during regularly scheduled compliance examinations and when institution applies for deposit facility. (12 CFR 228)
Related Tools
- CRA Notice-For Main Offices (OCC)
- Regulation G Disclosure and Reporting of CRA-Related Agreements
- FFIEC Rate Spread Calculator (Link)
- 2013 Interagency Q & A Regarding Community Development Summary
- Branch Opening CRA Analysis Worksheet
- CRA Community Development Loan Checklist
- Interagency Q&As Regarding Community Reinvestment Summary
- Community Reinvestment Act (CRA) Statement
- CRA Community Development Loan Worksheet
- CRA Recordkeeping Reporting and Disclosures
Associated Regulators
Regulatory Guidance
- FFIEC CRA Main
- A Guide to CRA Data Collection and Reporting
- Interagency Questions and Answers Regarding Community Reinvestment
- Interagency Interpretive Letters
- CRA/HMDA Reporter Newsletters
- CRA Examinations (Schedules, Asset-Size Threshold Adjustments, Examination Procedures)
- CRA Ratings and Performance Evaluations (PEs)
- Assessment Area Common Mistakes and Questions, CRA HMDA Reporter 4 (Dec. 2012)
- Interagency Questions and Answers Regarding Community Reinvestment; Notice, (Nov. 20, 2013)
- Interagency Questions and Answers Regarding Community Reinvestment, (March 11, 2010)
- Examination Procedures for FRS, FDIC, OCC: