Fulfill Your HMDA / Reg C Regulation Requirements
HMDA / Reg C compliance requires creditors to collect certain information from applicants in connection with home purchase, refinance or home improvement loans. Creditors will periodically report the collected information on their Loan Application Register. Government agencies depend on HMDA regulations to determine whether financial institutions are serving their communities, and to identify possible discriminatory lending practices.
Associated Regulators
Regulatory Guidance
- FFIEC HMDA Main Page
- FFIEC’s HMDA resources for filers page
- General Info & Price Data Questions
- HMDA Glossary
- Regulation C
- HMDA A Guide to Getting It Right (2019)
- CRA/HMDA Newsletter
- FDIC HMDA Compliance Manual
- OCC HMDA Comptroller’s Handbook
- OCC BULLETIN 2019-12 (Key Data Fields for Full and Partial Reporters)
- CFPB HMDA Compliance Guidance
- CFPB HMDA Exam Procedures
- CFPB Home Mortgage Disclosure Act FAQs
- CFPB HMDA Webinars
- FDIC June 16, 2011 HMDA Validation Teleconference – Questions and Answers
- HMDA Help email address: [email protected]