Part 34 - Real Estate Lending and Appraisals
Fulfill Your OCC Requirements
This Part sets forth standards for real estate-related lending and associated activities by national banks, including regarding appraiser independence and appraisals for higher-priced mortgage loans, as well as adjustable-rate mortgages. This Part applies to national banks and their operating subsidiaries as provided in 12 CFR 5.34.
Related Tools
- Commercial Appraisal Review Checklist
- Sample Appraisal Engagement Letter
- Construction and Development Supplement to Consumer and Commercial Loan Policies
- In-House Appraisal Evaluation Worksheet
- Interagency Appraisal and Evaluation Guidelines Training Handout Appendix A Appraisal Exemptions
- Appendix B: Option to Escrow Form
- Evaluations Based on Analytical Methods or Technological Tools Handout
- Interagency Appraisal and Evaluation Guidelines Training Handout Appendix C Deductions and Discounts
- Interagency Appraisal and Evaluation Guidelines Training Handout Appendix D Glossary of Terms
- Appraisal Flowchart