Part 345 - Community Reinvestment
Fulfill Your FDIC Requirements
Part 345 applies to all state nonmember banks. The Community reinvestment act requires each financial institution to help meet the credit needs of local communities that meet the safety and soundness requirements of the facility. The act requires that banks meet the credit needs of the entire community, including low-and moderate-income neighborhoods through loans, investments and community service.
Related Tools
- CRA Notice-For Branch Offices (FDIC)
- CRA Notice-For Main Offices (FDIC)
- 2013 Interagency Q & A Regarding Community Development Summary
- Regulation G Disclosure and Reporting of CRA-Related Agreements
- Branch Opening CRA Analysis Worksheet
- Community Reinvestment Act (CRA) Statement
- Community Reinvestment Act (CRA) Training
- CRA Community Development Loan Checklist
- CRA Community Development Loan Worksheet
- CRA Recordkeeping Reporting and Disclosures
Associated Regulators
Regulatory Guidance
- FFIEC CRA Main
- A Guide to CRA Data Collection and Reporting
- Interagency Questions and Answers Regarding Community Reinvestment
- Interagency Interpretive Letters
- CRA/HMDA Reporter Newsletters
- CRA Examinations (Schedules, Asset-Size Threshold Adjustments, Examination Procedures)
- CRA Ratings and Performance Evaluations (PEs)
- Assessment Area Common Mistakes and Questions, CRA HMDA Reporter 4 (Dec. 2012)
- Interagency Questions and Answers Regarding Community Reinvestment; Notice, (Nov. 20, 2013)
- Interagency Questions and Answers Regarding Community Reinvestment, (March 11, 2010)
- Examination Procedures for FRS, FDIC, OCC: