Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB: Notice of Branch Closure

March 17, 2026 / Source: Board of Governors of the Federal Reserve System

The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, without revision, the Notice of Branch Closure (FR 4031; OMB No. 7100-0264). Final Approval Under OMB Delegated Authority of the Extension for Three Years, Without Revision, of the Following Information Collection Collection title: Notice of Branch…

Proposed Agency Information Collection Activities; Comment Request: Registration of Mortgage Loan Originators

March 17, 2026 / Source: Board of Governors of the Federal Reserve System

The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Registration of Mortgage Loan Originators (CFPB G; OMB No. 7100-0328). Comments must be submitted on or before May 18, 2026. Proposal Under OMB Delegated Authority To Extend for Three Years, Without Revision,…

Executive Order: Combating Cybercrime, Fraud, and Predatory Schemes Against American Citizens

March 17, 2026 / Source: The White House

Executive Orders March 6, 2026 By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1.  Purpose and Policy.  Cybercrime, fraud, and predatory schemes are draining American families of their life savings, stealing the benefits of years of work, and destroying the…

Executive Order: Establishing The Task Force to Eliminate Fraud

March 17, 2026 / Source: The White House

Executive Orders March 16, 2026 By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1.  Purpose and Policy.  American taxpayers fund a vast benefits system for citizens in need that includes housing, food, medical care, cash assistance, and more….

Executive Order: Removing Regulatory Barriers to Affordable Home Construction

March 16, 2026 / Source: The White House

By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1.  Purpose.  The American dream of homeownership depends on a dynamic housing market in which a varied inventory of new homes is built and renovated each year.  Layers of unnecessary regulatory…

Executive Order: Promoting Access to Mortgage Credit

March 16, 2026 / Source: The White House

By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1.  Purpose.  Every American seeking to buy a home should have access to a mortgage from a reliable lender, at a rate commensurate with his or her creditworthiness.  Over the past two…

Rule Concerning the Use of Prenotification Negative Option Plans

March 15, 2026 / Source: Federal Trade Commission

The Federal Trade Commission (“FTC” or “Commission”) seeks public comment on the need for amendments to the Commission’s “Rule Concerning the Use of Prenotification Negative Option Plans” ( i.e., “Negative Option Rule” or “Rule”) to help consumers avoid recurring payments for products and services they did not intend to order and to allow them to…

Rule on Unfair or Deceptive Rental Housing Fee Practices

March 15, 2026 / Source: Federal Trade Commission

The Federal Trade Commission (“Commission”) proposes to commence a rulemaking proceeding to address unfair or deceptive acts or practices relating to advertised rent and other fees and charges in the rental housing industry. To assist the Commission in determining the existence and prevalence of any such potentially unfair or deceptive practices and exploring ways to…

Agency Information Collection Activities: Information Collection Renewal; Comment Request; Margin and Capital Requirements for Covered Swap Entities

March 15, 2026 / Source: Office of the Comptroller of the Currency (OCC)

The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to,…

Mortgage Rates Inch Higher as Housing Activity Picks Up

March 12, 2026 / Source: Freddie Mac

MCLEAN, Va., March 12, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.11%. “The 30-year fixed-rate mortgage returned to last month’s level of 6.11%,” said Sam Khater, Freddie Mac’s Chief Economist. “Despite the modest uptick, buyers are responding to rates in…

Treasury, IRS issue proposed regulations on how to open initial Trump Accounts under the One, Big, Beautiful Bill

March 12, 2026 / Source: IRS

IR-2026-33, March 6, 2026 WASHINGTON —The Department of the Treasury and the Internal Revenue Service today issued proposed regulations providing general requirements for Trump Accounts, certain definitions relating to Trump Accounts, election rules to open an initial Trump Account by an authorized individual for an eligible individual, and rules for who is the responsible party for the…

SEC and CFTC Announce Historic Memorandum of Understanding Between Agencies

March 11, 2026 / Source: U.S. Securities and Exchange Commission

For Immediate Release 2026-26 Washington D.C., March 11, 2026 — The Securities and Exchange Commission and the Commodity Futures Trading Commission today announced that they have entered into a Memorandum of Understanding (MOU) to guide coordination and collaboration between the two agencies to support lawful innovation, uphold market integrity, and ensure investor and customer protection. The MOU…

FDIC Webinar: Frontline Action to Address Scams

March 11, 2026 / Source: Federal Deposit Insurance Corporation

Event Date Thursday, March 12, 2026, 1–2 p.m. ET Location Virtual The FDIC and the National Credit Union Administration (NCUA) invite you to a national town hall webinar focused on today’s most prevalent financial scams and frontline actions financial institutions can take to reduce risk and protect consumers. This program will feature: Attendees will leave…

FinCEN Issues Expanded Southwest Border Geographic Targeting Order

March 10, 2026 / Source: Financial Crimes Enforcement Network

Immediate Release March 10, 2026 WASHINGTON—The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has issued an expanded Geographic Targeting Order (GTO) to help law enforcement combat the illicit activities and money laundering of Mexico-based cartels and other criminal actors along the southwest border of the United States. The GTO subjects certain money services businesses…

Treasury Seeks Public Input on the U.S. National Strategy for Financial Literacy – Comments Due April 6

March 9, 2026 / Source: U.S. Department of the Treasury

March 6, 2026 WASHINGTON— The U.S. Department of the Treasury (Treasury) is reminding the public that one month remains to submit comments related to the Financial Literacy and Education Commission (FLEC)’s update to the U.S. National Strategy for Financial Literacy. Chaired by the Secretary of the Treasury and composed of the heads of 23 federal…

Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; General Reporting and Recordkeeping Requirements by Savings Associations

March 9, 2026 / Source: Office of the Comptroller of the Currency (OCC)

The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to,…

Nacha Provides Comment to the Federal Reserve on the Future of its Check Service

March 8, 2026 / Source: Nacha

The problems with paper checks are well-documented. According to the Federal Reserve, “Checks are vulnerable to fraud because checks can be stolen, altered, or forged.” Also, “the physical nature of checks makes them susceptible to theft while in transit or when left in unsecured locations. Checks also contain visible sensitive information—the payor’s name, account number, routing…

Financial Action Task Force Identifies Jurisdictions with Anti-Money Laundering, Combating the Financing of Terrorism, and Counter-Proliferation Finance Deficiencies

March 8, 2026 / Source: Financial Crimes Enforcement Network

Immediate Release March 06, 2026 WASHINGTON—The Financial Crimes Enforcement Network (FinCEN) is informing U.S. financial institutions that the Financial Action Task Force (FATF), an intergovernmental body that establishes international standards for anti-money laundering, countering the financing of terrorism, and countering the financing of proliferation of weapons of mass destruction (AML/CFT/CPF), updated its lists of jurisdictions…

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request – Application to Retire or Reduce Capital

March 5, 2026 / Source: Federal Deposit Insurance Corporation (FDIC)

The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0079, and -0122). The notices of proposed renewal for these information collections were…

Agency Information Collection Activities: Comment Request – Privacy of Consumer Financial Information (Regulation P)

March 5, 2026 / Source: Consumer Financial Protection Bureau

The CFPB published a 60-day Federal Register notice on December 9, 2025 (90 FR 57035), under Docket Number: CFPB-2025-0044. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will have practical utility;…

FDIC Issues List of Banks Examined for CRA Compliance

March 5, 2026 / Source: Federal Deposit Insurance Corporation

March 5, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in December 2025. The CRA is a 1977 law that requires the FDIC to assess…

Frequently Asked Questions Regarding the Capital Treatment of Tokenized Securities

March 5, 2026 / Source: Federal Deposit Insurance Corporation

March 5, 2026 Summary: The Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, and Board of Governors of the Federal Reserve System, (collectively, the agencies) are issuing answers to frequently asked questions (FAQ) concerning the capital treatment of tokenized securities.  Statement of Applicability: The contents of, and material referenced in, this FIL apply…

Agencies Clarify the Capital Treatment of Tokenized Securities

March 5, 2026 / Source: Federal Deposit Insurance Corporation

Joint Release Federal Deposit Insurance CorporationFederal Reserve BoardOffice of the Comptroller of the Currency  March 5, 2026 WASHINGTON –The federal bank regulatory agencies today jointly issued answers to frequently asked questions to clarify the capital treatment of tokenized securities. A security is often referred to as “tokenized” when ownership rights in the security are represented using…

Fair Housing Home Loan Data System: Final Rule

March 4, 2026 / Source: Office of the Comptroller of the Currency

The Office of the Comptroller of the Currency (OCC) is rescinding its Fair Housing Home Loan Data System regulation. The OCC has determined that the regulation is obsolete and largely duplicative of and inconsistent with other legal authorities that require national banks to collect and retain certain information on applications for home loans. Moreover, it…

Community Bank Licensing Amendments: Final Rule

March 4, 2026 / Source: Office of the Comptroller of the Currency

The Office of the Comptroller of the Currency (OCC) is amending its rules related to policies and procedures to simplify licensing requirements for corporate activities and transactions involving national banks and Federal savings associations that have less than $30 billion in total assets and satisfy certain conditions. The final rule is intended to reduce burden…