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Community Reinvestment Act: Small Bank Compliance Guide

October 2, 2020 / Source: OCC

OCC Bulletin 2020-86

To Chief Executive Officers of All National Banks, Federal Savings Associations, and Federal Branches; Department and Division Heads; All Examining Personnel; and Other Interested Parties

Summary

The Office of the Comptroller of the Currency (OCC) today issued three items required to support the implementation of the Community Reinvestment Act (CRA) rule the agency issued on June 5, 2020 (2020 rule).

Note for Community Banks

The “Community Reinvestment Act 2020 Rule Small Bank Compliance Guide” and other supporting materials pertain to community banks subject to the CRA.

Highlights

The three items include the following:

  • A compliance guide for small banks.1
  • An initial illustrative list of qualifying activities.
  • A form to request consideration of items to be added to the list of qualifying activities.

The materials are available on the OCC website at https://occ.gov/cra.

Further Information

Please contact Vonda Eanes, Director for CRA and Fair Lending Policy, at (202) 649-5470.

Grovetta N. Gardineer
Senior Deputy Comptroller of Bank Supervision Policy

Related Link

1 The guide satisfies the OCC’s obligations under the Small Business Regulatory Enforcement Fairness Act of 1996. Pub. L. 104-121, Mar. 29, 1996, 110 Stat. 857-862.

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