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OCC Issues Notice of Proposed Rulemaking Amending Stress Testing Rules for National Banks and Federal Savings Associations

December 19, 2018 / Source: OCC

NR 2018-137

FOR IMMEDIATE RELEASE
December 18, 2018

Contact: Bryan Hubbard
(202) 649-6870

OCC Issues Notice of Proposed Rulemaking Amending Stress Testing Rules for National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a notice of proposed rulemaking to amend the OCC’s stress testing rule at 12 CFR 46 (which implements the stress testing requirements of section 165(i)(2) of the Dodd–Frank Wall Street Reform and Consumer Protection Act), consistent with requirements imposed by section 401 of the Economic Growth, Regulatory Relief, and Consumer Protection Act.

The proposed rule would revise the minimum threshold for national banks and federal savings associations to conduct stress tests from $10 billion to $250 billion, revise the frequency by which certain national banks and federal savings associations would be required to conduct stress tests, reduce the number of required stress testing scenarios from three to two, and make certain additional facilitating and conforming changes to the stress testing requirements.

The OCC will accept comments on this notice of proposed rulemaking through February 19, 2019.

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