OCC Releases CRA Performance Evaluations for 13 National Banks and Federal Savings Associations
October 1, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of September 1, 2026, through September 30, 2026.
Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.
The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:
| Institution | City | State | CRA Rating |
|---|---|---|---|
| Axos Bank | San Diego | CA | Satisfactory |
| Constitution Bank, National Association | Hillsboro | IL | Satisfactory |
| GN Bank | Chicago | IL | Satisfactory |
| The Farmers and Merchants National Bank of Nashville | Nashville | IL | Satisfactory |
| Beauregard FSB | DeRidder | LA | Satisfactory |
| First Federal Bank of Louisiana | Lake Charles | LA | Outstanding |
| Ameriprise Bank FSB | Minneapolis | MN | Satisfactory |
| First National Bank at St. James | St. James | MN | Outstanding |
| MidCountry Bank | Bloomington | MN | Outstanding |
| First United National Bank | Fryburg | PA | Satisfactory |
| First National Bank of Fort Stockton | Fort Stockton | TX | Satisfactory |
| The First National Bank of Tom Bean | Tom Bean | TX | Satisfactory |
| CCFBank National Association | Altoona | WI | Satisfactory |
The OCC’s website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA.
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