Episode 30
Eric Collinsworth, co-owner of Appraisal Advisory Associates, LLC, engages in a dialogue with Daniel regarding the ramifications of appraisal bias within the banking sector. Their conversation investigates various facets of the concept, including the examination of PAVE (Property Appraisal and Valuation Equity), the principles of appraisal equity, the objectives outlined by the PAVE task force, and the potential legal liability financial institutions may face for appraisal and valuation bias. Eric and Dan also explore current apprehensions pertaining to the evaluation of real property, culminating in an exploration of Reconsideration of Value (ROV). Their conversation encompasses strategies and measures that individuals and banks can adopt to ensure the appropriate assignment of property values
Episode 29
Juliana Andrews, Fair Lending Officer at Amalgamated Bank, and Daniel engage in a comprehensive exploration of the multifaceted effects of Fair Lending, the intricacies of embarking on a new role under a fresh managerial leadership, and the strategic deployment of diverse data sets to enhance the bank’s overall business performance and increase sales.
Episode 28
Kevin Atwood, President and CEO of Bank of Cadiz & Trust Co., and Daniel engage in a diverse conversation ranging from the role of the Compliance Officer in rural communities, the unique nature of agricultural lending, asset quality considerations in the current economic environment, and how the bank has worked with regulators to be able to serve the Amish community. Their conversation also highlights the benefits of fostering relationships across banks, rather than framing them merely as competitors.Â
Episode 27
Rich Perez, Vice President of Bank Innovation at the Texas Bankers Association, discusses with Daniel the role of Bank Innovation across banking institutions. Their conversation looks into the mechanisms through which TBA members pursue the development of new products and services, collaborating with a myriad of vendors who put innovation at the forefront. Additionally, they explore the intricacies of forging successful partnerships with vendors, outlining the key attributes that define effectiveness while also highlighting the critical factors to be considered when evaluating potential partners.
Episode 26
Rich Perez, Vice President of Bank Innovation at the Texas Bankers Association, discusses with Daniel the role of Bank Innovation across banking institutions. Their conversation looks into the mechanisms through which TBA members pursue the development of new products and services, collaborating with a myriad of vendors who put innovation at the forefront. Additionally, they explore the intricacies of forging successful partnerships with vendors, outlining the key attributes that define effectiveness while also highlighting the critical factors to be considered when evaluating potential partners.
Episode 25
Frances Pack, known as Fran among her acquaintances, serves as the Training and Development Specialist at Citizens State Bank. During her extensive 29+ years of dedicated service to the institution, she has been instrumental in spearheading the bank’s online and mobile banking initiatives, thus amassing profound expertise in this domain. In her current role within the Human Resources and Training department, Fran engages with Daniel to explore the evolving landscape of banking, underscoring the significance of robust training programs and strategies for effectively assisting and guiding new employees who may face challenges during their initial stages of employment
Episode 24
Episode 24 Sandy Knight, Senior Vice President, Director of Compliance and Fair and Responsible Banking at First National Bank. Sandy Knight, Senior Vice President and Director of Compliance and Fair and Responsible Banking at First National Bank, engages in a discussion with Daniel regarding the many opportunities that arise when pursuing an education centered on…
Episode 23
Episode 23 Carey Phillipi, Managing Partner at Bridge Financial Consulting Group LLC. Carey Phillipi, Managing Partner at Bridge Financial Consulting Group LLC, collaborates with Daniel on a comprehensive conversation about the current economic landscape, strategies for evaluating risk within the commercial real estate (CRE) portfolio, and the art of timing strategic shifts. Carey brings a…
Episode 22
Episode 22 Robert Funk, the Senior Vice President and Chief Operations Officer of Karnes County National Bank Robert Funk, the Senior Vice President and Chief Operations Officer of Karnes County National Bank, joins forces with Daniel to explore various facets of risk and security. Their conversation navigates fraudulent transactions within a community bank, evaluates the…
Episode 21 – Part 2
Episode 21 – Part 2 Paul Cummings, Director of Risk Management at Keystone Bank. In the second segment of this two-part discussion, Paul Cummings and Dan delve further into their conversation about the prevailing market conditions, the responsibilities of a risk manager, and his firsthand encounters as a special agent with the US Treasury and…
Episode 21 – Part 1
Episode 21 – Part 1 Paul Cummings, Director of Risk Management at Keystone Bank. In the first installment of this two-part special, Paul Cummings, who serves as the Director of Risk Management at Keystone Bank and boasts a prior role as a Special Agent for both the US Treasury and Homeland Security, engages in a…
Episode 20 – Part 2
Episode 20 – Part 2 Julia Gutierrez, Vice President of Education at Compliance Alliance. In part two of our two part series with Julia Gutierrez, Vice President of Education at Compliance Alliance and Daniel. They continue to discuss well-designed training initiatives, the influence of SCRA/MLA, Compliance Management Systems, and the key elements that make a…
Episode 20 – Part 1
Episode 20 – Part 1 Julia Gutierrez, Vice President of Education at Compliance Alliance. Julia Gutierrez, the Vice President of Education at Compliance Alliance, engages in a conversation with Daniel, focusing on the significance of well-designed training initiatives, the influence of SCRA/MLA, Compliance Management Systems, and the key elements that make a policy truly effective….
Episode 19
Episode 19 Chad Elledge, Chief Risk Officer at Texas Heritage National Bank This week, Chad Elledge, Chief Risk Officer at Texas Heritage National Bank, and Daniel dig into the elements of cybersecurity and the issues it presents for banks today, digital integration, minimizing costs using technology, and the value of an education focused on banking….
Episode 18
Episode 18 Alicia Wade President & Chief Operating Officer with Valliance Bank, OK In this weeks episode- Alicia Wade President & Chief Operating Officer with Valliance Bank, OK and our own Kelly Owsley discuss her banks transition into cannabis banking. Learn how she prepared her institution and compliance team for this significant shift, leveraged community…
Episode 17 – Part 2
Episode 17 Part – 2 Karla Quarve & Ryan Plucker with American Bank & Trust, SD. In part two of our two part series with Karla Quarve & Ryan Plucker with American Bank & Trust they continue to discuss the importance of having a quality mentor, how to manage projects, and effective ways to communicate regarding…
Episode 17 – Part 1
Episode 17 Part- 1 Karla Quarve & Ryan Plucker with American Bank & Trust, SD. This weeks episode which is part on of a two part series- Karla Quarve & Ryan Plucker with American Bank & Trust and Dan discuss the importance of having a quality mentor, how to manage projects, and effective ways to…
Episode 16 – Part 2
Episode 16 Part – 2 Tom Wainwright, Partner at Bridge Financial Consulting Group. Tom, a Banking Consultant who has over 32 years’ experience as an OCC examiner, and Daniel discuss the current market, banks’ reactions to the uncertainty, lending limits, and the importance of quality policies and procedures. The views expressed in the Banking Matters…
Episode 16 – Part 1
Episode 16 – Part 1 Tom Wainwright, Partner at Bridge Financial Consulting Group. Tom, a Banking Consultant who has over 32 years’ experience as an OCC examiner, and Daniel discuss the current market, banks’ reactions to the uncertainty, lending limits, and the importance of quality policies and procedures. The views expressed in the Banking Matters…
Episode 15
Episode 15 Featuring Ginger Laurent, CEO of the Louisiana Bankers Association. This week – Ginger Laurent, CEO of the Louisiana Bankers Association and Daniel discuss the impact of 1071 in regards to Fair Lending, Fair lending in today’s banking environment, training programs for staff, and Human Resources. The views expressed in the Banking Matters Podcast…
Episode 14
Episode 14 Celeste Embry, General Counsel, Texas Bankers Association. This week- Celeste Embry, General Counsel, Texas Bankers Association and Daniel discuss getting involved in your Banks Association, what steps Associations take to get your voice heard, and the importance of being involved in the legislative process. The views expressed in the Banking Matters Podcast are…
Episode 13
Episode 13 Kelly Owsley Virtual Compliance Officer at Review Alliance. This week – Kelly Owsley, Virtual Compliance Officer at Review Alliance, and Daniel delve into the intricacies of the Virtual Compliance Officer Role. Kelly sheds light on the significance of communication, both in virtual and traditional banking settings. She also emphasizes the importance of flexibility,…
Episode 12
Episode 12 Art Stevens, President of Retail Banking at Trustmark Bank. This week – Art Stevens President of Retail Banking at Trustmark Bank joins us! He shares how a professor lead him to his career in banking. He and Dan discuss innovative ways he’s shrinking his banking footprint by deploying ITM’s and offering more digital…
Episode 11
Episode 11 Howard Headlee President and CEO of the Utah Bankers Assocation. This week Howard Headlee President and CEO of the Utah Bankers Assocation, shares how his passion for his community and education brought him to banking. He also discusses how important advocacy and participating in initiatives is to helping community banks thrive. The views…
Episode 10
Episode 10 Ledra Jones, Vice President, Compliance Officer and BSA/AML Officer at Texas Heritage Bank. In this episode Ledra Jones, Vice President, Compliance Officer and BSA/AML Officer at Texas Heritage Bank shares her journey from branch manager to BSA Officer and how important education and peer support was and is to her everyday success. She also discusses the…