Webinar: ATR/QM Rule Qualified & Quantified

November 4, 2025 / Source: Compliance Alliance

Published: November 3rd, 2025

Description: This Back 2 Basics webinar will review the requirements of the Ability-to-Pay and Qualified Mortgage rules, how they may affect your bank’s mortgage lending, and how to comply with them. We will review the scope of the rule, General and Seasoned Qualified Mortgages, higher-priced covered transactions, the rules surrounding the calculation of repayment ability, requirements for refinancings, and special provisions for small creditors.

Key Takeaways:

· Determine how the ATR/QM rule applies to different products and different institutions

· Understand the essential components of the ATR/QM rule

· Know when safe harbors or presumptions of compliance apply

People Who Should Attend: Compliance officers and staff, lending officers and staff, managers, and bank audit personnel

Board of Directors, Executives, Insiders, loan staff, and universal bankers