Upcoming Events
Effective Date: Adjustments to Civil Penalty Amounts
January 17, 2025
AGENCY: Federal Trade Commission. ACTION: Final rule. SUMMARY: The Federal Trade Commission (“FTC” or “Commission”) is implementing adjustments to the civil penalty amounts within its jurisdiction to account for inflation, as required by law. DATES: Effective January 17, 2025.
Effective Date: Financial Crimes Enforcement Network; Inflation Adjustment of Civil Monetary Penalties
January 17, 2025
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Final rule. SUMMARY: FinCEN is publishing this final rule to reflect inflation adjustments to its civil monetary penalties as mandated by the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended. This rule adjusts certain maximum civil monetary penalties within the jurisdiction of FinCEN to the…
Effective Date: Pausing Foreign Corrupt Practices Act Enforcement To Further American Economic and National Security
February 14, 2025
By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1 . Purpose and Policy. Since its enactment in 1977, the Foreign Corrupt Practices Act (15 U.S.C. 78dd-1 et seq.) (FCPA) has been systematically, and to a steadily increasing degree,…
Effective Date: Manufactured Home Construction and Safety Standards; Postponing Effective Date
September 15, 2025
AGENCY: Office of the Assistant Secretary for Housing—Federal Housing Commissioner, Department of Housing and Urban Development (HUD). ACTION: Final rule; delay of effective date. SUMMARY: On September 16, 2024, HUD published the “Manufactured Home Construction and Safety Standards” final rule (MHCSS 4th and 5th Sets) in the Federal Register . The MHCSS 4th and 5th…
Effective Date: Affirmatively Furthering Fair Housing Revisions
April 02, 2025
AGENCY: Office of the Secretary, U.S. Department of Housing and Urban Development (HUD). ACTION: Interim final rule; request for comments. SUMMARY: This interim final rule revises HUD’s regulation governing the Fair Housing Act’s mandate that the Secretary administer HUD’s program and activities in a manner that affirmatively furthers fair housing. This interim final rule returns…
Effective Date: Issuance of a Geographic Targeting Order Imposing Additional Recordkeeping and Reporting Requirements on Certain Money Services Businesses Along the Southwest Border
April 14, 2025
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Order. SUMMARY: FinCEN is issuing notice of a Geographic Targeting Order, requiring certain money services businesses along the southwest border of the United States to report and retain records of transactions in currency of more than $200 but not more than $10,000, and to verify the identity…
Effective Date: Reporting, Procedures and Penalties
March 12, 2025
AGENCY: Office of Foreign Assets Control, Treasury. ACTION: Interim final rule; request for comments. SUMMARY: The Department of the Treasury’s Office of Foreign Assets Control (OFAC) is issuing this interim final rule to amend the Reporting, Procedures and Penalties Regulations (the “Regulations”), extending recordkeeping requirements for certain transactions from five to 10 years, consistent with…
Effective Date: Beneficial Ownership Information Reporting Requirement Revision and Deadline Extension
March 26, 2025
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Interim final rule; request for comments. SUMMARY: FinCEN is adopting this interim final rule to narrow the existing beneficial ownership information (BOI) reporting requirements under the Corporate Transparency Act (CTA) to require only entities previously defined as “foreign reporting companies” to report BOI. Under this interim final…
Effective Date: Temporary Exceptions to FIRREA Appraisal Requirements in Los Angeles County as Affected by California Wildfires and Straight-Line Winds
April 18, 2025
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury; Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC); and National Credit Union Administration (NCUA), collectively referred to as the agencies. ACTION: Statement and order; temporary exceptions. SUMMARY: The Depository Institutions Disaster Relief Act of 1992 (DIDRA) authorizes the agencies…
Effective Date: Children’s Online Privacy Protection Rule
June 23, 2025
AGENCY: Federal Trade Commission. ACTION: Final rule amendments. SUMMARY: The Federal Trade Commission amends the Children’s Online Privacy Protection Rule (the “Rule”), consistent with the requirements of the Children’s Online Privacy Protection Act. The amendments to the Rule, which are based on the FTC’s review of public comments and its enforcement experience, include one new…
Effective Date: Restoring Equality of Opportunity and Meritocracy
April 28, 2025
By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1 . Purpose. A bedrock principle of the United States is that all citizens are treated equally under the law. This principle guarantees equality of opportunity, not equal outcomes. It…
Effective Date: Interpretive Rules, Policy Statements, and Advisory Opinions; Withdrawal
May 12, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Withdrawal of Bureau guidance, interpretive rules, policy statements, and advisory opinions. SUMMARY: The Consumer Financial Protection Bureau (CFPB or Bureau) is withdrawing many guidance documents issued since the CFPB assumed its functions in 2011. DATES: The withdrawals are applicable as of May 12, 2025.
Comment Period: Business Combinations Under the Bank Merger Act; Rescission
June 16, 2025
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Interim final rule. SUMMARY: The OCC is adopting an interim final rule to restore the streamlined application and expedited review to its procedures for reviewing applications under the Bank Merger Act and rescinding a policy statement that summarized the OCC’s review of proposed bank…
Effective Date: Authority of States To Enforce the Consumer Financial Protection Act of 2010; Rescission
May 15, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Interpretive rule. SUMMARY: The Consumer Financial Protection Bureau (Bureau or CFPB) is rescinding its May 2022 interpretive rule regarding the scope of State enforcement under section 1042 of the Consumer Financial Protection Act of 2010 (CFPA) and related provisions. DATES: As of May 15, 2025, the interpretive rule published…
Comment Period: Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X; Rescission
June 16, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Interim final rule; request for public comment. SUMMARY: This interim final rule (IFR) rescinds the final rule “Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X.” DATES: This IFR is effective on July 15, 2025. Comments must be received on…
Effective Date: Adjustment of Civil Monetary Penalty Amounts for 2025
July 14, 2025
AGENCY: Office of the General Counsel, HUD. ACTION: Final rule. SUMMARY: This rule provides for 2025 inflation adjustments of civil monetary penalty amounts required by the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (the 2015 Act). This rule also removes…
Effective Date: Inflation Adjustment of Civil Monetary Penalties
June 17, 2025
AGENCY: Departmental Offices Treasury. ACTION: Final rule SUMMARY: The Department of the Treasury (“Department” or “Treasury”) publishes this final rule to adjust its civil monetary penalties (“CMPs”) for inflation as mandated by the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015…
Effective Date: Reducing Barriers to HUD-Assisted Housing; Withdrawal
January 16, 2025
AGENCY: U.S. Department of Housing and Urban Development (HUD). ACTION: Proposed rule; withdrawal. SUMMARY: This document informs the public that HUD has determined not to pursue the proposed rule previously published in the Federal Register on April 10, 2024, entitled “Reducing Barriers to HUD-Assisted Housing”. HUD will proceed to formally withdraw the rule from HUD’s…
Effective Date: Affirmatively Furthering Fair Housing; Withdrawal
January 16, 2025
AGENCY: U.S. Department of Housing and Urban Development (HUD). ACTION: Proposed rule; withdrawal. SUMMARY: This document informs the public that HUD has determined not to pursue the proposed rule published in the Federal Register on February 9, 2023, entitled “Affirmatively Furthering Fair Housing”. HUD will proceed to formally withdraw the rule from HUD’s upcoming Spring…
Effective Date: Parent Companies of Industrial Banks and Industrial Loan Companies; Withdrawal of Proposed Rule
July 18, 2025
AGENCY: Federal Deposit Insurance Corporation. ACTION: Proposed rule; withdrawal. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is withdrawing a notice of proposed rulemaking relating to parent companies of industrial banks and industrial loan companies. If the FDIC decides to make changes in this area, it will do so through a future regulatory action. DATES: The…
Effective Date: Fees for Instantaneously Declined Transactions; Withdrawal of Proposed Rule
January 14, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Withdrawal of proposed rule. SUMMARY: The Consumer Financial Protection Bureau (CFPB) is withdrawing its proposed rule to prohibit banks and other financial institutions from charging certain nonsufficient funds (NSF) fees, such as those for declined debit card purchases, Automated Teller Machine (ATM) withdrawals, and some person-to-person payments. The CFPB…
Comment Period: Internal Control Over Financial Reporting
March 31, 2025
AGENCY: Farm Credit Administration. ACTION: Proposed rule; reopening of comment period. SUMMARY: The Farm Credit Administration (FCA or we) extends the comment period on its proposed rule that would revise FCA regulations to require certain Farm Credit System institutions to obtain integrated audits under certain conditions. FCA is reopening the comment period. DATES: The comment…
Comment Period: Protecting Americans From Harmful Data Broker Practices (Regulation V); Extension of Comment Period
April 02, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; extension of comment period. SUMMARY: On December 13, 2024, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register a notice of proposed rulemaking (NPRM) requesting comment on the CFPB’s proposal to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule…
Comment Period: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement
June 23, 2025
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Notice of proposed rulemaking. SUMMARY: The Board is inviting public comment on a notice of proposed rulemaking (the proposal) that would amend the calculation of the Board’s stress capital buffer requirement applicable to certain large bank holding companies, savings and loan holding companies, U.S. intermediate…
Comment Period: Special Measure Regarding Huione Group, as a Foreign Financial Institution of Primary Money Laundering Concern
June 04, 2025
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: FinCEN is issuing a notice of proposed rulemaking (NPRM), pursuant to section 311 of the USA PATRIOT Act, that proposes prohibiting the opening or maintaining of a correspondent account in the United States for, or on behalf of, Huione Group, a foreign…