B2B: Regulation Z: A Whistlestop Tour

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Description: Whether you are new to lending or are looking for a refresher on Regulation Z, please join us to go through some of the highlights of Regulation Z. We will discuss the various topics covered in the regulation at a high level and take some time to get into detail on some of parts of Regulation Z that may not often come into the spotlight, such as rescission rules and APR tolerances. We will also look at key definitions related to mortgage lending to understand when a mortgage transaction is subject to special rules and when a bank may be exempt from certain requirements as a small creditor or servicer.

Key Takeaways:

    • Know your way around Regulation Z and where to find important rules

    • Become familiar with key rules about finance charges and APR accuracy

    • Learn about exemptions that may apply to specific customers, transactions, or institutions

    • Understand which loan terms will introduce additional regulatory requirements to a transaction

Who Should Attend: Consumer lending staff, compliance personnel, internal audit staff

Presenter:

Jessica Lamoreux, JD
Director of Education

Jessica Lamoreux, JD, is Director of Education at Compliance Alliance. She earned her law degree magna cum laude from Case Western Reserve, where she was a law review editor, and holds a Political Science degree from Kenyon College. Licensed in Ohio, Jessica has worked in bankruptcy court, a debt collection law firm, a consumer lender, and as Director of Risk & Compliance at an SaaS startup. Her work focuses on compliance training and policy drafting. She’s a featured author and frequent speaker on regulatory issues.