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Mortgage Toolkit

Last Updated Tool Name
01/22/2026 QM Small Creditor Exception Policy
01/21/2026 Bank Regulation Thresholds Cheat Sheet
01/21/2026 HELOC Policy
01/21/2026 HPML HPCT Higher Cost Mortgage Comparison
01/21/2026 HOEPA Training
01/21/2026 Consumer Real Estate Loan Audit Worksheet
01/21/2026 Regulation Z Coverage Consideration Flowchart
01/21/2026 Consumer Real Estate Lending Policy
01/20/2026 Ability to Repay and Qualified Mortgage Policy
01/20/2026 Truth in Lending Audit Worksheet
01/16/2026 Qualified Mortgage (QM) Checklist for Small Creditors
01/16/2026 HOEPA Points and Fees Calculator
01/16/2026 Balloon Qualified Mortgage (QM) Checklist Small Creditor
01/16/2026 Balloon Qualified Mortgage (QM) Checklist Rural and Underserved Creditor
12/19/2025 Ability-to-Repay and Qualified Mortgage Training
10/16/2025 Consumer Report Authorization Form
10/01/2025 Appraisal Policy
07/17/2025 SAFE Act Audit Worksheet
05/05/2025 Summary of Final Rule: Quality Control Standards for Automated Valuation Models (AVMs)
01/30/2025 Characteristics of a Loan Request Matrix
01/02/2025 TRID Tolerance Matrix
01/01/2025 Public Guidance Escrow Examples
01/01/2025 HOEPA Weekly Rates (Link)
01/01/2025 General Qualified Mortgage Checklist
01/01/2025 Residential Real Estate Appraisal Checklist
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  • Laws & Regulations

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    • State Banking Regulations
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Compliance Alliance

The federal banking compliance advisory service owned by 38 State Bankers Associations – staffed with attorneys, former auditors and compliance specialists; all with community banking experience and the know-how to keep your team’s knowledge fresh in the ever-changing regulatory landscape.

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