Public Guidance Escrow Examples

Updated 07/03/2019

This is a Public Guidance model disclosure to be given to consumers concerning payment shock when the originator or servicer expects that a substantial increase in disbursements from the escrow account after the first year of the loan. The use of this form is not mandatory; however, it is seen as a best practice for originators and servicers to follow. This disclosure may be combined with or included in the Initial Escrow Account Statement required in 1024.17(g).

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