Mortgage Toolkit

Last Updated Tool Name
01/22/2021 Ability to Repay and Qualified Mortgage Rule Summary
01/05/2021 Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition
12/18/2020 Final Rule Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition
11/23/2020 FFIEC APR Tool (Link)
11/06/2020 Summary of the OCC True Lender Final Rule
09/14/2020 Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition
08/29/2020 SAFE Act Summary
08/18/2020 HPML Escrow Exemption 2020 Summary
08/17/2020 Summary of the Loan Originator Interpretive Rule
07/30/2020 Regulation Z LIBOR Sunset Proposed Rule Summary
06/15/2020 HMDA Final Rule 2020 Threshold Changes Summary
06/10/2020 HMDA Final Rule 2019
02/15/2020 Escrow Analysis Calculator – Hazard, Taxes, Flood and PMI
08/27/2018 New TRID Revisions Line by Line Part 1 Webinar PowerPoint
08/27/2018 New TRID Revisions Line by Line Part 2 Webinar PowerPoint
08/01/2018 Purchased and Brokered Loans Risk Assessment
07/03/2018 TRID Blackhole Summary
01/01/2018 FFIEC Rate Spread Calculator (Link)
11/16/2017 2017 TILA-RESPA Integrated Disclosures (TRID) Rule Summary
11/02/2017 Amendments to ECOA Ethnicity and Race Information Collection Summary
04/17/2017 Proposed Amendments to Regulation B Information Collection Summary
11/16/2016 Private Flood Insurance Proposed Rule Summary
08/26/2016 TRID Proposed Rule Summary
04/07/2016 Rural and Underserved Small Creditor Summary
03/17/2016 Discontinuation of Foreclosure Proceedings Summary