HMDA Final Rule 2019

Updated 06/10/2020

The CFPB issued this final rule amending Regulation C and extending until January 1, 2022 the current temporary reporting threshold of 500 open-end lines of credit. The rule also incorporates into Regulation C the clarifications in the Interpretive and Procedural Rule, and implementing further section 104(a) of the Economic Growth, Regulatory Relief, and Consumer Protection Act.

Members Can Download This Tool

Login to Download

Not Yet a Member?

Our members enjoy:

On-demand regulatory guidance hotline – by chat, phone and email – available from anywhere, on any device – 7 am - 6 pm, M-F, Central time 

Research time saved daily & weekly across forms, checklists, and trainings — for every regulation

Hours of form-building and branding of bank documents saved; in some cases, even the budget of additional staff

A sounding board for support and reassessment when institutional goals or the regulatory environment changes

Access to attorneys and compliance specialists for risk modelling and decision-making in advance of large business decisions

The knowledge that C/A was created and owned by 30 State Bankers Association to provide bank compliance services to their membership organizations

Find out how a personalized team of attorneys and compliance professionals helps build targeted compliance strategies throughout your institution when you take our Live Membership Demo.

Become a Member