Bank Regulation Thresholds Cheat Sheet
Updated 01/10/2026
Use this cheat sheet to determine whether the Bank falls within the thresholds outlined in various compliance regulations.
The following are the key takeaways of the changes:
- Updated to include 2026 threshold amounts.
- Added Reg. Z TILA HOEPA APR coverage test and Points and Fees test.
- Added Reg. Z – TILA General QM definition, including loan amounts and percentage point thresholds.
- Clarified Reg. Z – TILA EGRRCPA HPML exemption.
To view our tool segment video, click here.
Keywords: Community Reinvestment Act, CRA, Home Mortgage Disclosure Act, HMDA, Flood Escrow, Regulation B, ECOA, 1071, Regulation E, EFTA, Regulation Z, TILA, HOEPA, Qualified Mortgage, HPML, SAFE Act
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