Board Annual Indexing of Reserve Requirement Exemption Amount and Low Reserve Tranche for 2021 Summary

Updated 12/18/2020

This tool summarizes the Board’s Final Rule amending Reg. D to index the reserve requirement exemption amount and the low reserve tranche for 2021. The following are the key takeaways of the changes:

  1. For all net transaction accounts in 2021, the reserve requirement ratio was set to 0%.
  2. The reserve requirement exemption amount will be set at $21.1 million for 2021.
  3. The low reserve tranche will be set at $182.9 million for 2021.
  4. For deposit reporting purposes, the Board is setting the nonexempt deposit level at $1.262 billion for 2021.
  5. For deposit reporting purposes, the Board is setting the reduced reporting limit to $2.633 billion for 2021.
  6. The Board laid out the four deposit reporting panels for 2021.

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