FCRA Summary of Consumer Rights Model Form (Appendix K)

Updated 05/24/2023

This form summarizes borrower rights under the FCRA.

The following are the key takeaways of the changes:

  1. Updated the Summary of Consumer Rights form to reflect changes related to the CFPB final rule “to make non-substantive corrections and updates to Bureau and other Federal agency contact information.” The rule is effective April 19, 2023, however, the mandatory compliance date for the amendments to appendix K to Regulation V is March 20, 2024.



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