Flood Disaster Protection Act Policy

Updated 08/05/2020

This policy covers flood requirements for real estate lending. This policy has been updated to address consistent language throughout for the position of FEMA Administrator and to remove the allowance to accept as proof of insurance certificates or evidence of flood insurance for renewal policies if the following are included: policy form/type, policy term, policy number, insured’s name and mailing address, property location, current flood risk zone, rated flood risk zone, grandfathered (Y/N), mortgagee name and address, coverage limits, deductibles and annual premium (RCBAP should include the number of units and RCV of the building).

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