ECOA Section 1071: Key Dates for Collecting and Reporting Data Cheat Sheet
Updated 06/04/2026
Use this cheat sheet to determine when your bank must begin collecting and reporting small business loan data based on its Compliance Date Tier under ECOA Section 1071 final rule.
Rule: 12 CFR Part 1002 Subpart B – Small Business Lending Data Collection
Toolkit: 1071 Small Business Lending, Commercial Lending, CRA, Fair Lending, Regulation B
Keywords: 1071, Regulation B, Reg B, ECOA, Small Business Data Collection, 1071 Coverage, 1071 Flowchart
6/4/2026 – Updated to reflect the CFPB’s final rule amending Section 1071 of Regulation B. Effective June 30, 2026; compliance date January 1, 2028.
To view our tool segment video, click here.
Members Can Download This Tool
Login to Download
Not Yet a Member?
Our members enjoy:
On-demand regulatory guidance hotline – by chat, phone and email – available from anywhere, on any device – 7 am - 6 pm, M-F, Central time
Research time saved daily & weekly across forms, checklists, and trainings — for every regulation
Hours of form-building and branding of bank documents saved; in some cases, even the budget of additional staff
A sounding board for support and reassessment when institutional goals or the regulatory environment changes
Access to attorneys and compliance specialists for risk modelling and decision-making in advance of large business decisions
The knowledge that C/A was created and owned by 30 State Bankers Association to provide bank compliance services to their membership organizations
Find out how a personalized team of attorneys and compliance professionals helps build targeted compliance strategies throughout your institution when you take our Live Membership Demo.