Trust Tool- Personal Fiduciary Activities and Risk Management Cheat Sheet
Updated 04/20/2026
This tool outlines the Office of the Comptroller of the Currency (OCC) guidance related to personal fiduciary activities at national banks and federal savings associations (FSA). Financial institutions should consult with their financial institution legal counsel to assess how this guidance, in conjunction with relevant state laws, may apply to their business operations and charter. This document is not a substitute for official legal documentation.
Rule: The Office of the Comptroller of the Currency (OCC) Handbook: Personal Fiduciary Activities; OCC 12 CFR 9 and 12 CFR 150; State laws.
Toolkit: Trust
Keywords: Trust Account, Personal and Fiduciary Activities and Risk Management Cheat Sheet, Fiduciary Services, Fiduciary Power, Fiduciary Activities at national banks and federal savings associations, Personal Fiduciary Account.
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